Articles by Ignacio Mas
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Thursday
December 22
2011Dispelling the Top Five Mobile Money Myths
I like talking about how to build mobile money networks, how people use it, what additional functionality can be built on it, and how it might give people more opportunities to improve their lives. But I often find myself side-tracked into slaying mobile money myths. Here are five concerns that I wish people didn’t lock into quite so quickly.
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- Technology
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Wednesday
November 17
2010Financial Services for All Kenyans: Equity Bank and M-PESA Go Head to Head
Kenya is home to two extraordinary, but very different, financial service providers that have reached massive scale with unprecedented speed: Equity Bank and Safaricom’s M-PESA.
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Monday
September 13
2010Regulating Branchless Banking to Massively Expand Financial Access
The spread of real-time mobile communications networks permits financial service providers to delegate ’last mile’ cash management and customer servicing to third-party outlets. In a paper co-authored with colleagues Claire Alexandre and Daniel Radcliffe, we highlight several ways in which regulations need to be adapted to these new possibilities.
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Thursday
September 2
2010Guest Post: Micro e-payments and Low-Cost Schooling in Kenya
Bridge International Academies is a new for-profit primary school franchise with big plans. It aims to build and manage low-cost schools, the kind that cost $4 per kid per month. One thing Bridge International Academies co-founder Phil Frei doesn’t want to handle is cash. Mobile payments have allowed this model to meet its growth goals.
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Wednesday
September 1
2010Guest Post: The Power of Unleashing Payments at the Base of the Pyramid
Imagine if every business or individual in a country had a convenient way of making small payments instantly to anyone, anywhere in the country. Far-fetched? Not at all, remember that mobile operators have a version of that running in every country...
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