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Wednesday, May 31, 2006 — No Region Specified

With focus on poor, firms vie for piece of global market

Source: Dallas Morning News

By JOSHUA BENTON / The Dallas Morning News Gerald Heeger is a newcomer to Texas, but he isn't afraid to set Texas-size goals. In five years, he wants his company, Whitney International University, to enroll more than half a million students around the world and be on its way to becoming the biggest provider of higher education the Earth has ever seen. How's that for audacity? Dr. Heeger said in his downtown Dallas office. I beli...
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Tuesday, May 30, 2006 — No Region Specified

Source: AMEinfo.com

Joseph Hanania, Managing Director, HP Middle-East, participated at the recently concluded World Economic Forum (WEF) in the Middle-East. Held at Sharm EL Sheikh in Egypt, the event was attended by more than 1,200 government, business and civil society leaders from 46 countries to help prepare the way for a more prosperous and peaceful future for the Middle East. Participants looked at the role of businesses as the engines of job creation and the need for leaders to work together for pe...
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Tuesday, May 30, 2006 — No Region Specified

Source: Computer Partner

This isn't just a job for governments and aid agencies, he said. Private companies have a role to play too but a public/private balance will have to be found between the kind of basic infrastructure work that will never return a profit and those that will. World Bank Group head Paul Wolfowitz Monday called for increased investment and involvement in development projects targeting poverty particularly in Africa. Africa's infrastructure may have been a...
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Tuesday, May 30, 2006 — No Region Specified

Microcredit programs offer way to get ahead without being exploited

Source:

ACCRA, Ghana - The sparkling new bank, down the street from Accra's bustling Makola market, looks like a financial institution anywhere: six busy teller windows, a new accounts desk, air conditioning holding the steamy heat outside at bay. But for Ghanaians who have never had access to banking services before, it represents a revolution. After years of seeking small loans from loan sharks, family members and nonprofit microcredit programs, they now have what they never had befor...
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Tuesday, May 30, 2006 — No Region Specified

Source: Inter Press Service News Agency

GENEVA , May 29 (IPS) - The World Health Assembly concluded its annual session over the weekend with the adoption of a resolution that could change the concept of drug R&D, and open the door to a system that gives the world's poor greater access to medicines. The resolution approved by the Assembly, the supreme decision-making body of the World Health Organisation (WHO), urges the 192 member states to make the manufacturing of pharmaceuticals a strategic sector, thus committin...
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Friday, May 26, 2006 — No Region Specified

Tools for Poor Farmers

Source: Time Magazine

To Martin Fisher, 48, and Nick Moon, 51, a simple pump could be the solution to poverty for millions of Africans. They're the co-founders of KickStart, a San Francisco--based nonprofit that encourages rural entrepreneurship by providing tools that Africa's poor can afford. Since the group was founded in Nairobi in 1991 under the name ApproTEC, it has developed a machine to make building blocks, a press that extracts cooking oil from seeds, a hay baler and a series of hand-operated micro-...
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Thursday, May 25, 2006 — No Region Specified

Using the Same Tape Measure: MicroRate To Launch Tool for Rating Microfinance Funds

Source: Social Funds.com

by Bill Baue The rating tool, a project supported by Gray Ghost Microfinance Fund, Omidyar Network, and Gates Foundation, is yet another step toward establishing microfinance as a distinct asset class. Microfinance, which provides tiny loans to help people bootstrap out of poverty by running small (often one-person) businesses, took another step toward becoming a distinct asset class with the advent of a mechanism for objectively rating microfinance fu...
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Thursday, May 25, 2006 — No Region Specified

Acumen Fund Initiative Will Develop 'Entrepreneurial Bench' in Fight against Global Poverty

Source: Yahoo! Business Wire

Inaugural Fellows Class Selected From Global Applicant Pool Will Bring Private Sector Solutions to Developing World NEW YORK--(BUSINESS WIRE)--May 24, 2006--Acumen Fund, a leading innovator in the creation of sustainable, scalable solutions addressing poverty in the developing world, announced the inaugural class of Acumen Fund Fellow...
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Wednesday, May 24, 2006 — No Region Specified

Source: Financial Express (Bangladesh)

Bangladesh's banking sector has been going through massive development due to favourable policy of the government. They already have a significant number of private sector banks and these banks now offer short to long term packages for their respective clients. For their successful performance, not necessarily only the businessmen but also housewives and potential entrepreneurs nowadays have access to banking services. There are many women who have got success in small bu...
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Wednesday, May 24, 2006 — No Region Specified

Source: BiD Network

Kenya's small and medium-sized businesses can tap into a Sh1.7 billion regional fund launched by a group of local and international companies.It will be made available in loans and business development assistance through managerial training.Dubbed 'Aspire Kenya', the initiative has been jointly established by GroFin, an African specialist business developer and financier, and Shell Foundation. Small Ugandan and Tanzanian firms will also benefit. GroFin will co-ordinate ...
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Wednesday, May 24, 2006 — No Region Specified

Small and medium-sized enterprises (SMEs) have played an important role in the development of China'

Source: CRIEnglish.com

Small and medium-sized enterprises (SMEs) have played an important role in the development of China's economy. As of the end of 2004, SMEs accounted for 58.5 percent of the country's GDP (gross domestic product), 66 percent of patent rights and 74 percent of technology innovation, according to Li Jun, vice-president of the Export-Import Bank of China. They developed 82 percent of the country's new products and made up 68.3 and 69 percent of total exports and imports respectively.
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Wednesday, May 24, 2006 — No Region Specified

Source: Business Day

SINCE 1994, the South African government has invested significant political capital in the support of small and medium-sized enterprises (SMEs). This is because SMEs are recognised as key contributors to both growth and employment, contributing 30% of the country?s gross domestic product and almost 70% of private-sector employment. Government intervention in this sector has included the provision of wholesale finance and nonfinancial support services. The 2005 and 2006 budgets have also given su...
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Wednesday, May 24, 2006 — No Region Specified

Source: The East African

The East African Development Bank is to start financing development programmes in partnership with the private sector.? At the bank's governing council meeting held recently in Kampala, proposals to develop a variety of development finance products were unveiled. The East African Community member states have endorsed the bank board's proposal to provide additional capital to strengthen its equity base and fund expanded operations. The African Development Bank (ADB), which is a shar...
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Wednesday, May 24, 2006 — No Region Specified

Source: Business Times Malaysia

SME Bank has come up with five loan schemes specially designed to help different types of small- and medium- scale enterprises flourish in the years ahead, it was announced yesterday. With the exception of SME Professional which was launched in December last year, the new loans are SME Start-Up, SME Procurement, SME Franchise and SME Global. Managing director Datuk Azmi Abdullah said the five products were a result of extensive research by the bank to ensure that they were dif...
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Wednesday, May 24, 2006 — No Region Specified

Source: New York Times

BANGALORE, India, May 23 ? The world's largest chip maker, Intel, said Tuesday that it would introduce a low-cost computer in India, one of the world's fastest-growing technology markets, in an effort to gain greater market share. Intel announced the Indian computer project as part of a wider global strategy to promote the use of technology in emerging markets. The computer will have a processor, chip set and software designed by Intel and will be produced by Indian hardware m...
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Tuesday, May 23, 2006 — No Region Specified

Source: Southern Africa News Features

Sharon Davis Top African political and business leaders meet in South Africa for the World Economic Forum on Africa to discuss steps to sustain the current economic growth on the continent and launch a public-private partnership that aims to address the root causes of poverty. More than 700 participants are expected at the forum, which runs from 31 May to 2 June in Cape Town under the theme Going for Growth&q...
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Tuesday, May 23, 2006 — No Region Specified

Source: Chicago Tribune

ACCRA, Ghana -- The sparkling new bank, down the street from Accra's bustling Makola market, looks like a financial institution anywhere: Six busy teller windows, a new accounts desk, air conditioning holding the steamy heat outside at bay. But for Ghanaians who have never had access to banking services before, it represents a revolution. After years of seeking small loans from loan sharks, family members and non-profit micro-credit programs, they now have what they never had befo...
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Tuesday, May 23, 2006 — No Region Specified

Source: Seattle Times

By Tricia Duryee Chris Brookfield sees similarities between building a technology startup and lifting people out of poverty. As odd as it sounds, the former Seattle venture capitalist is doing just that by applying his investing skills to microfinance. I have to take the same hard analytical approach to this as I did in venture capital, he said. In structure and in the process, it's similar. Earlier this month, Brookfield decided to lea...
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Tuesday, May 23, 2006 — No Region Specified

Jitters Over Rising Interest Rates

Source: Wall Street Journal

Stocks in developing countries tumbled yesterday, extending one of their biggest losing streaks in nearly a decade, as growing jitters about the global economic outlook amid rising interest rates prompted investors to abandon riskier markets world-wide. The pullback in markets as far-flung as Turkey, India, Russia and Brazil has broad ramifications for U.S. investors. Emerging-market stocks have been the world's top performers ov...
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Monday, May 22, 2006 — No Region Specified

Source: The Economic Times

Chasing your pot of gold at the end of the rainbow? Go, look for your fortune at the bottom of the pyramid instead. That, in a line, summed up a day-long summit on ?Disruptive Innovation? titled ?Seeing What?s Next? by Harvard don and innovation guru Clayton M Christensen, organised by indiatimes.com in the city today. Professor Christensen, who teaches at the Harvard Business School, agreed there was really little difference between his ?Disruptive Innovation? theory and ...
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Monday, May 22, 2006 — Latin America

Source: Foxnews.com

Mary Jo Foley Cut-rate PC/hardware Windows XP Starter Edition bundles aren't Microsoft's only solution for bringing computing to the masses. Microsoft (MSFT) unveiled a new financing program designed to make PCs more affordable to emerging-market customers on May 22, the day before the kick-off of its annual Windows Hardware Engineering Conference (WinHEC) in Seattle. The new pay-as-you-go program and associated metering technology that enables it are k...
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Monday, May 22, 2006 — No Region Specified

Lighting Off the Grid

Source: Time

Sitting in a brightly lit classroom at the Stanford Business School three years ago, Matt Scott got to wondering what it would take to light the rest of the world. Artificial lighting may not seem a necessity like food or shelter, but 1.6 billion people around the globe lack access to electricity and the on-off switches we take for granted. Inspired by the Light Up the World Foundation, which promotes the use of energy-efficient light-emitting diodes (LEDs), Scott, now 31, traveled to India and ...
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Monday, May 22, 2006 — No Region Specified

Source: The George Foundation

By Abraham M. George ? According to the World Bank, by the broader international definition of poverty ($2.00 or less per day per person), there are more poor people in the world today than there were a quarter century ago. Yet, during the same period, the strategy for alleviating poverty across practically every developing nation has remained essentially the same. The assumptions that underlie the present approach to combating poverty are flawed on at least three count...
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Monday, May 22, 2006 — Sub-Saharan Africa

Source: Vanguard

Excerpt:? PAHF aims to provide long-term solutions by helping establish local African production facilities for essential medical products, to increase their availability and affordability. It selects vital medical technologies, such as AD syringes and ITNs, which are identified by the WHO as effective at preventing or treating one of Africa's major diseases. It targets cost-effective medical supplies which can be manufactured from raw materials available in Africa. PAHF wor...
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Friday, May 19, 2006 — No Region Specified

Moody?s upgrades Indonesia on improved finances

Source: Financial Times

Global rating agency Moody?s Investors Service raised Indonesia?s rating to B1 from B2 on Friday, commending an improvement in public finance and a record of sound fiscal management in the past few years. Government debt as a percent of gross domestic product had fallen to 50 percent in end-2005, Moody?s said, adding that it expected further declines. ?Although somewhat more than half the debt is in foreign currency, the great majo...
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Thursday, May 18, 2006 — No Region Specified

Source: CNN

NAIROBI, Kenya (AP) -- African Internet users pay on average 90 times what Americans pay, crippling efforts by the world's poorest continent to become competitive, a senior Kenyan official said. Internet users in America pay $20 for one gigabyte of data per month, but people in Africa pay about $1,800 for the same amount of data, Minister for Information and Communication Mutahi Kagwe said in a speech read on his behalf by Permanent Secretary Bitange Ndemo. That'...
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Thursday, May 18, 2006 — No Region Specified

Source: This Day (Lagos)

By Abimbola Akosile The Growth of Women in Nigeria (GOWIN), a pan Nigeria women group has commended Nigerian Bottling Company (NBC) Plc for lending support to efforts to alleviate poverty in the country. The commendation came during the presentation by NBC, of various items worth several thousands of naira, as seed capital to GOWIN in Ajegunle, Ajeromi-Ifelodun Council Area in Lagos. Above items...
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Thursday, May 18, 2006 — Asia Pacific

Workshop aims to help Vietnam's poor take advantage of markets

Source: Voice of America

An organization called M4P is exploring how poor Vietnamese can escape poverty by taking advantage of the free market. At a recent workshop in Hanoi, experts said that using market forc es to fight poverty is promising, but far from easy.
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Tuesday, May 16, 2006 — No Region Specified

Source: Radio Netherlands

Professor Muhammad Yunus, the man behind the small loans or microcredit system, has just been in the Netherlands to receive the Freedom from Want Award 2006. While he regards the award as recognition for his work, this economist from Bangladesh says it's much more important that more people become aware that the provision of small loans - microcredit - is a way for the world's impoverished to escape from the vicious poverty trap. It's a method which too few people - in Africa and Lat...
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Tuesday, May 16, 2006 — No Region Specified

Source: MobAfrica

Africa has one of the most highly developed mobile workforces in the world, even in the poorer and least developed countries on the continent, says Eric Anderbjork, Nokia enterprise solutions head for Middle East and Africa. Anderbjork says a limited and unreliable fixed-line infrastructure has led to the rapid adoption of wireless technology by African countries, led by South Africa, which is one of the biggest users of mobile data in the world. Click ...
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Monday, May 15, 2006 — Latin America

Nestl?: Corporate Citizenship and the Value Chain

Source: GreenBiz News

Nestl? is traveling its own road with a proposed new corporate social responsibility model. By Ken Stier Nestl?'s recently unveiled Latin America corporate social responsibility report is the food giant's bear-hug attempt to understand its operational impacts across a vast sourcing, production and distribution chain. It is also a stab at defining a new corporate responsibility model, one that sits more comfortably with the firm's defiantly unap...
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Monday, May 15, 2006 — No Region Specified

Entrepreneur gets big banks to back very small loans

Source: Wall Street Journal

Microlending-for-Profit Effort In India Draws Business From Citigroup, HSBC By ERIC BELLMAN SHIVNOOR, India? Vikram Akula runs a company that doles out loans of $100 or less to desperately poor villagers so they can buy a water buffalo or a bicycle. But he's hardly a typical do-gooder. Mr. Akula, the 37-year-old founder of SKS Microfinance Pvt. Ltd., is at the forefront of the latest trend in microlending, or making tiny loans that ...
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Monday, May 15, 2006 — No Region Specified

Applying the ?shampoo sachet? paradigm to affordable housing, rather than evictions and demoliti

Source: Mumbai Mirror

Professor C K Prahalad's much celebrated book entitled The Fortune at the Bottom of the Pyramid was launched on the Independence Day two years ago. The book is about how to eradicate poverty through profits. For more than a decade, Prahalad has urged business leaders and leading capitalists to see the poor as individuals and consumers. The poor represent a huge market waiting to be tapped. If you sell products and services in small portions, at affordable prices, your business c...
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Thursday, May 11, 2006 — No Region Specified

Source: DNA India

MUMBAI: The bugle was sounded for a fresh battle on Thursday in the booming Indian telecom market. ?Don?t stop Mobile?, a new scheme unveiled by Tata Indicom across 20 circles that allows customers to make free outgoing calls for a period of 2 years to any Tata Indicom Mobile or Tata Indicom fixed phone. It allows a maximum outgoing talktime of 3,600 minutes (60 hours) to another Tata Indicom phone. It was only in October last year that Tata Indicom had coined a new free i...
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Thursday, May 11, 2006 — No Region Specified

Mobile phone boom spurs economic growth in Bangladesh

Source: Yahoo! News

Bangladesh's booming mobile phone industry has emerged as a key driver of the cash-strapped nation's economy, creating nearly 240,000 jobs and adding 650 million dollars to gross domestic product (GDP). The mobile phone industry in Bangladesh employs 237,900 people directly and indirectly. These are well-paid jobs with salaries many times the national average, said the study by the international consultancy firm Ovum. Bangladesh is one of the world&#...
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Thursday, May 11, 2006 — No Region Specified

Get Paid for Planting Your Own Trees

Source: The Nation (Nairobi)

Via PSD Blog , rural Kenyan farmers have joined the global carbon trade: A group of farmers in Nanyuki have now joined the global carbon trade. They are being urged to plant trees, not for firewood, timber or electricity poles, but for absorbing excess carbon from the environment - and they are being paid for it. Through this new concept, 45 members of Rongai Development Programme have each ...
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Tuesday, May 09, 2006 — No Region Specified

The case for ICT-led development

Source: Financial Express

Information technology (IT) is fundamental in driving productivity and economic growth. A McKinsey study found that IT-producing sectors of the US economy generated 36 per cent of its productivity growth in 1993-2000, in spite of accounting for just 8.0 per cent of gross domestic product (GDP). A similar study, by the United Nations International Telecommunications Union, recently found that 27 per cent of GDP growth in the Group of Seven (G-7) leading industrial...
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Monday, May 08, 2006 — No Region Specified

Source: Wall Street Journal

Intel Corp. is pledging to invest $1 billion over five years to help provide broader access to technology and educational resources in developing countries. The big U.S. chip maker said the program, called World Ahead, combines projects the company has funded previously with new activities -- all aimed at giving people in developing countries more access to computers and the Internet. Intel's announcement continues a string of initiatives from other large and small ...
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Monday, May 08, 2006 — No Region Specified

Source: Economic Times

?NEW DELHI: There is no fortune at the bottom of this heap. At a time when the markets are booming, rural India has been virtually barred from participating directly in futures trading. The reason: you need to open demat accounts which require PAN numbers. As farmers do not have PAN numbers and banks are strictly enforcing new rules, a large swathe of the population has been effectively shut out from trading both in equity and commodity markets. For farmers who had started to believ...
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Monday, May 08, 2006 — No Region Specified

Source: Star Telegram

Here?s a safe goal: saving the world. Bridging the digital divide is the best solution for many problems plaguing the developing world - healthcare, education, debilitating poverty - according to a group of 2,000 business and world leaders who met in Austin last week. But the question of which ways best connect the world?s poor was vigorously debated at the World Congress on Information Technology, which meets every two years to discuss how technology can address needs. Po...
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Thursday, May 04, 2006 — No Region Specified

Intel Shows Education Laptop

Source: Red Herring

Intel CEO Paul Ottelini showed off low-cost notebook PCs the company has developed for educating students in emerging markets and said the company would provide training to 400,000 teachers in Mexico by 2010 as well as provide PCs to 300,000 teachers by the end of 2006.
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Thursday, May 04, 2006 — No Region Specified

Starbucks + Ahimsa = Aarthik Swaraj

Source: The Economic Times

SASWATI CHAKRAVARTY He has Starbucks in his eyes and ahimsa in his heart. Vikram Akula, the 37-year-old founder of SKS Microfinance, dreams of putting the two together to attain ?aarthik swaraj?. Akula, who finds a place in Time?s list of 100 ?People Who Shape Our World?, believes corporatising the NGO sector is a must for meaningful poverty alleviation programmes. ?A for-profit business model is the fastest way to put more money into more poor hands,? he says in ...
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Thursday, May 04, 2006 — No Region Specified

Students' work profits others

Source: Democrat & Chronicle

(Excerpt) For the group of students participating in the Students in Free Enterprise program at Roberts Wesleyan College, One drop can create many ripples is a slogan to live and work by. [...] One problem the SIFE team has tried to address is urban poverty. In one project, the SIFE team started five-day business camps for high school students from the inner city. The camps taught the attendees concepts of the acumen and ethics of running a ...
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Wednesday, May 03, 2006 — No Region Specified

The Business of Development: Innovation, Profits, and the Common Good

Source: GreenBiz.com

Hear the word poverty, and the image of a bright-eyed child with an extended hand staring at you from the TV screen appears in your mind. Put the word business next to it, and the mental screen turns off, failing under the pressure of the oxymoron. Business and poverty are almost mutually exclusive; the affluence and life force of one is incompatible with the misery and lifelessness of the other. Or is it? Over the last f...
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Tuesday, May 02, 2006 — No Region Specified

Intel, AMD push wide web access with cheap PCs

Source: Mercury News

Two of Silicon Valley's biggest technology rivals will promote initiatives this week to grow their global business by providing low-cost computers to developing countries. Intel is announcing it will spend $1 billion to speed up the marketing of inexpensive computers to such emerging markets as such as India, China and Mexico. Its rival, Advanced Micro Devices, is already making bare-bones computers that cost $250 or less. While tech companies agree about the importa...
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Tuesday, May 02, 2006 — South Asia

Life insurance coming to rural India, 1 town/day

Source: BusinessStandard.com

Bajaj Allianz notches up some good numbers selling life insurance in India?s smaller towns. Bajaj Allianz Life Insurance was languishing among the also-rans about a year ago. Today, it is in the reckoning for the top slot among private sector life insurers. The credit for this goes to Sam Ghosh, Bajaj Allianz?s CEO and country head for Allianz, who transformed the company from a niche play to mass marketer. Ghosh was chosen to spearhead Bajaj Allianz Life Insurance in January 2004, after he deli...
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Tuesday, May 02, 2006 — Asia Pacific

Enterprise holds key to booming start-ups

Source: chinagate.cn

When Wu Shengying's wine-selling business failed in 2003, he abandoned farming in his hilly village in Shandong Province and turned to an idea that he hoped would please Chinese palates as much as KFC chicken wings [...] and after breaking several thousand eggs in experiments, he finally worked out a formula that he believes strikes a perfect balance between temperature and timing to make good roasted eggs. Wu's roasted eggs, with ...
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Monday, May 01, 2006 — No Region Specified

Internet Connections Growing Fastest in Africa

Source: AllAfrica.com

Africa is gaining Internet connectivity faster than any other region and as such, service is spreading to smaller cities and rural areas via innovative technologies -- and that only can help the expansion of free press, democracy and development all across the continent, says the co-founder and chief executive officer of allAfrica.com, Reed Kramer. In an interview with the Washington File to mark May 3 World Press Freedom Day, Kramer cited a recent...
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Monday, May 01, 2006 — Latin America

Incubating Entrepreneurs

Source: IDB America

In Chile, a novel training program pairs business-school students with low-income entrepreneurs in a mutually enriching partnership. By Nicole Keller When M?nica Civilo decided to start her own business, she felt disadvantaged because she had no access to financing. (Banks generally require businesses to be up and running, or at least to put up collateral for a loan.) Once she did manage to get the money together, the family toymaker found herself in a complicated situation. ?...
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Monday, May 01, 2006 — No Region Specified

Moving Money in a Borderless World

Source: Yahoo! News

Raul Hinojosa has a revolutionary idea. The poor don't get poorer, as Karl Marx contended. On the contrary, Hinojosa says, the poor have buying power, are open to technology and can help launch new businesses. Entrepreneurs who understand this, he says, can help the poor, as well as themselves, get richer. The 49-year-old professor of political economy at UCLA, says an example of this type of business is the money transfer industry. He says many Americ...
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