Investing in financial inclusion from an Impact, Risk and Return perspective
In many developing and emerging economies the financial sector reaches only a small fraction of the population, limiting people to manage their daily lives, develop their entrepreneurial skills and actively contribute to economic growth. While the traditional IRR – Internal Rate of Return – focuses on the profitability of an investment, we believe that investing in financial inclusion needs the lens of Impact, Risk and Return, the ‘other’ IRR. Triodos Investment Management has been one the leading investors in financial inclusion for over two decades.
Our financial inclusion experts, Tim Crijns and Maritza Cabezas, together with our guest speakers Sasha Dichter and Devin Olmack, from 60 Decibel, will give you insights into this global challenge and opportunity from an Impact, Risk and Return perspective.
This webinar answers your questions on:
- Impact: How strong is the evidence that financial inclusion works?
- Risk: Is investing in financial inclusion a ‘risky business’ and is there a trade-off with a solid financial return?
- Return: How can you, as an investor, contribute to reaching the 1.4 billion adults and tens of millions of small businesses that are still unbanked?
Time: 11:00-11:45 (CEST)
To drive a successful, sustainable business, leaders must stay ahead of consumer and technology trends, adapt to macroeconomic factors and be set up to navigate sudden disruptions. While the covid-19 pandemic catapulted organisations globally into unknown territory, further uncertainties remain. Geopolitical frictions and fractures are disrupting supply chains. Climate change is an increasingly pervasive threat to societies globally. The looming impacts of the “great resignation” are daunting, not just because of a shortage of talent, but also the investment needed in added recruitment and training, as well as general disruption to operations.
Change management and digital inclusion are priorities as businesses adapt to changing market dynamics and operational pressures. How can resilience be built into business models to maintain profitability, retain talent and support business growth amid the potential storms ahead? In the face of a global scarcity of talent, and with a potential recession looming, how can companies best maximise their resources?
This Economist Impact webinar, sponsored by UiPath, will examine where business leaders should focus attention and investment to increase resilience amid shifting markets and potential disruption.
- What geopolitical, economic and socioeconomic trends will have the greatest impact on businesses in the next 12 months?
- Where are business leaders prioritising investment and planning for increased resilience?
- What role can digital solutions play in empowering employees to undertake more engaging and rewarding work?
- How can businesses ensure inclusion with the rise in remote working?
- How can businesses balance short-term operational pressures with longer-term strategy and priorities?
Time: 2:30 BST | 9:30 EDT
A Webinar Discussion on the Findings and Themes From the Latest E-MFP Survey of Sector Trends
In 2018, the European Microfinance Platform (e-MFP) launched the first Financial Inclusion Compass survey, as a way to leverage e-MFP’s multi-stakeholder membership and position in the inclusive finance community. The results of the mixed-methodology survey were published as the Financial Inclusion Compass, a now-annual publication series that gives to practitioners, investors, donors, academics, and support service providers the chance to present their thoughts on the trends, future priority areas, challenges and opportunities for inclusive finance in the short, medium and long term.
The Financial Inclusion Compass 2022 is the fifth edition in this series, and we are delighted to launch it at a webinar on 5 October, led by author e-MFP’s Sam Mendelson, and joined by Stuart Rutherford and Apricot Wilson as respondent discussants:
• Stuart Rutherford, a researcher, writer, practitioner, and teacher, is the originator of the ‘financial diaries’ research methodology. His books “The Poor and Their Money” and the co-authored “Portfolios of the Poor” describe how poor people around the world manage their money. In Bangladesh in 1996, he set up SafeSave, the world’s first microfinance organisation aimed at helping poor people with basic money management.
• Apricot Wilson has worked in the microfinance industry since 2016. During this time, she has worked for the Luxembourg Microfinance and Development Fund (LMDF) in a range of functions, most recently risk and impact management. Apricot studied languages at Cambridge, has an MBA from CEIBS in Shanghai and is a CFA charter holder. She recently moved to Edinburgh to explore additional opportunities in impact investment.
Please join us at this webinar to hear Sam Mendelson present key findings of the survey, both the quantitative ranks and index scores as well as the summary themes from the open-ended qualitative questions. After that short presentation, Apricot and Stuart – both Compass survey respondents themselves – will give their thoughts, and there will be ample opportunity for questions and comments from the audience.
Wednesday 5 October, 2022