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Overthrowing the King: Could Central Bank Digital Currencies Replace Cash in Post-COVID-19 Africa?
Despite advances in digital technology, cash has remained the undisputed king of payments in sub-Saharan Africa. However, as Michaella Allen and Christine Hougaard at Cenfri explain, COVID-19 has placed a stigma on cash and led governments across the region to actively encourage digital payments. They explore the implications of this shift, and whether it could make central bank digital currencies a viable alternative.
- Categories
- Coronavirus, Finance, Technology
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Viewpoint: True Decentralization Is Needed for Financial Inclusion and Coronavirus Stimulus
Blockchain technology can reduce the inefficiency and even corruption that accompany centralization. While those who already have access to significant capital can make blockchain investments, it’s important to remember how everyone from small-business owners and workers to underserved communities can benefit.
- Categories
- Coronavirus, Entrepreneurship, Finance
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Viewpoint: Story From People the Crypto Community Needs to Stand up and Fight Racism
Robert Greenfield is the CEO of Emerging Impact, a benefit corporation that supports NGOs and government agencies to leverage blockchain technology in social protection. Previously he was head of Social Impact & Diversity Programming at ConsenSys.
- Categories
- Coronavirus, Education, Entrepreneurship, Finance, Health Care, Impact Assessment, Investing, Technology
- Region
- North America
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Crypto May Be the Future of Humanitarian Aid
Venezuelans need a way to access the world economic marketplace that bypasses the regime’s control, a way to attain a degree of financial independence. And for some citizens of Venezuela, help has arrived in the form of bitcoin.
- Categories
- Finance
- Region
- Latin America
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Does Social Impact Investing Work In Crypto?
The crypto and blockchain sector offers a number of ethical investment choices.
- Categories
- Investing
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M-Pesa Remains Primarily a Payments Tool, a 2019 CGAP Survey Reveals
The survey has revealed that an average M-PESA net balance is less than KES 1,000 ($10) and this figure remains constant whether the user has a bank account or not. These balances were the same across employment types and income levels.
- Categories
- Finance
- Region
- Sub-Saharan Africa
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Viewpoint: For Facebook’s Cryptocurrency, the Well May Already Be Poisoned
Facebook's new Libra coin is asset-backed and runs on a restricted network, which could make it as stable as a major currency — setting it apart from other, much more volatile cryptocurrencies like Bitcoin.
- Categories
- Finance
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60 Latin American Banks Can Now Use Bitcoin for Cross-Border Payments
"The integration of Bitex into Bantotal program represents a major step in the breakthrough of blockchain technology in banking," said Bitex Chief Marketing Officer Manuel Beaudroit.
- Categories
- Finance
- Region
- Latin America
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