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Analysis: How Powerful Is Financial Inclusion?
The story of the Freedman’s Bank suggests that fighting for trustworthy bank access can improve outcomes but isn’t enough to close the racial wealth gap.
- Categories
- Coronavirus, Finance, Impact Assessment
- Region
- North America
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India’s Self-Help Groups Need Help: How to Strengthen a Proven Model to Support Women’s Recovery From the COVID-19 Crisis
Women’s empowerment is a growing focus in the development sector, but COVID-19 is putting the hard-won progress women have made in recent years at risk. Moin Qazi highlights one way to support women in emerging countries: the self-help group model. He discusses how these groups operate in India, their strengths and weaknesses, and how they could be leveraged to address the current crisis.
- Categories
- Coronavirus, Education, Finance, Impact Assessment
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Viewpoint: The Racist Double Standards of International Development
The claim that we are making 'wonderful progress' against global poverty is a fallacy based on a colonial mindset.
- Categories
- Impact Assessment
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How You Can Invest in Racial Justice
A history of discrimination and inequality has led to dramatic gaps in wealth, investment, and income between white communities and minority communities. Yale SOM’s Teresa Chahine and a panel of experts discussed how businesses, financial firms, and regular investors can make choices that empower local businesses and increase opportunity.
- Categories
- Investing
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Viewpoint: South African Banks Need to Do More to Ensure Financial Inclusion
An analysis of financial inclusion in South Africa shows that affordability limits poor households’ access to formal financial services. In our study, which looked at people’s use of financial goods and services between 2008 and 2015, we found that there was a general increase in use. But this was severely skewed to households with higher incomes.
- Categories
- Finance
- Region
- Sub-Saharan Africa
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How to Fix Capitalism: Start by Seeing Black Businesses as the Investment Opportunity They Are
In light of the George Floyd killing and the disproportionate impact of COVID-19 on Black communities, many are searching for ways to address systemic racism in the U.S. According to Tynesia Boyea-Robinson at CapEQ, one way to do this is to support and invest in Black businesses. She explores how investments in these businesses could add $55 billion to the U.S. economy and create 600,000 new jobs.
- Categories
- Entrepreneurship, Investing
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Impact Investing Grows, but There’s Still a Long Road to Financial Inclusion
More funds and firms are targeting financially underserved communities, but the impact investing movement and government funding need to be more accessible and intentional to address systemic inequalities and racial disparities in investing.
- Categories
- Impact Assessment, Investing
- Region
- North America
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‘Opportunity Zones’ Fall Short on Helping Low-Income Communities, Study Finds
“Opportunity zones,” a cornerstone of the White House plan to combat racial inequality, have mainly helped large real estate projects while many low-income communities have yet to benefit, according to a new study.
- Categories
- Coronavirus, Finance, Impact Assessment, Investing
- Region
- North America
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