4 Authors Amon Anderson, Acumen America Amon Anderson is director of Acumen America. He joined Acumen in 2008 and received an undergraduate degree in international relations from the University of North Carolina at Chapel Hill as well as an MBA from Stanford University. Ross Baird, Village Capital Ross developed the Village Capital concept in 2009, and has led the development of programs worldwide. Before launching Village Capital, he worked with First Light Ventures, a seed fund focused on impact investments. Prior to First Light, Ross worked on the development of four education-related start-up ventures: the Indian School Finance Company in Hyderabad, India; the National College Advising Corps in Chapel Hill, North Carolina, and two ventures using technology to promote civic participation. He has a MPhil from the University of Oxford, where he was a Marshall Scholar, and a BA from the University of Virginia, where he was a Truman Scholar and a Jefferson Scholar. Kristen Berman, Common Cents Lab Kristen Berman is a co-founder of Duke’s Common Cents Lab with Professor Dan Ariely, which is supported by the MetLife Foundation. She was on the founding behavioral economics team at Google and previously founded Irrational Labs, a behavioral economics nonprofit focused on health and happiness. Yasmin Bin-Humam, CGAP Yasmin Bin-Humam is a financial sector specialist on CGAP’s Strategy, Research & Development Team focusing on gender issues. She facilitates a community of practice on women’s financial inclusion. Before joining CGAP, she developed indicators measuring women’s equality under the law for the World Bank’s Women, Business and the Law project and contributed to publications on matters of legal barriers to women’s economic empowerment. Her previous research includes the historical evolution of labor and family law reform in countries around the world, and she has compiled legislation on banking, NBFI and consumer protection regulations. Her prior work experience spans the public, private and non-governmental sectors. She earned JD and MSFS degrees from Georgetown University and a bachelor’s degree in economics from Harvard. Deena Burjorjee, CGAP DeenaBurjorjeeisanindependentconsultant with over 20 years of experience working on access to finance issues, with a specific focus on women’s financial inclusion, responsible finance and market systems facilitation. She has built up considerable expertise advising on policy reform to promote inclusive financial sector development in the Arab States facilitating national consultative processes in Egypt, Jordan, Yemen, Palestine and Tunisia. Burjorjee is a financial inclusion specialist and co-facilitator of CGAP’s Women’s Financial Inclusion Community of Practice. She has authored numerous papers on access to finance topics related to gender, refugees and market systems development, and produced technical guides to support the capacity development of member-based microfinance associations. She earned a master’s degree in international affairs from Columbia University, where she has also taught courses and workshops on microfinance at the Graduate School for International and Public Affairs. She has held positions as technical advisor and program manager at UNDP and UNCDF between 1997–2006. Mayada El-Zoghbi, CGAP Mayada El-Zoghbi leads CGAP’s Strategy, Research and Development unit supporting CGAP’s role as the leading global knowledge hubonfinancialinclusion.Asheadofstrategy, she is managing CGAP strategic planning processes as well as leading on new areas of research for CGAP such as women’s financial inclusion and financial services in crisis environments. Prior to this, El-Zoghbi was head of the office for CGAP in Paris where she managed CGAP’s work with donorsandinvestors,whichincludeddevelopingfunderguidelines, providing advisory support to funder strategies, and supporting funder staff capacity development. She also managed CGAP’s work in the Middle East and North Africa. Before joining CGAP, El-Zoghbi managed a development consulting firm leading its inclusive finance practice. She led numerous technical assistance, evaluation and research assignments and also served as a research director for a USAID knowledge management initiative on microfinance and conflict. She holds a master’s degree in international affairs from SIPA at Columbia University and a bachelor’s degree in business from the University of Minnesota. Alissa Fishbane, ideas42 Alissa Fishbane is a managing director at ideas42. She has extensive experience convertinginnovative,evidence-basedideas into practice, having designed, tested and scaled interventions in developing countries and the United States across areas including global health, education, criminal justice and financial inclusion.