7 Evelyn Stark, MetLife Foundation Evelyn Stark serves as assistant vice president for financial inclusion for MetLife Foundation. Her responsibilities include developing and managing MetLife Foundation’s financial inclusion strategy for reaching millions of low-income people globally with access to high-quality financial services. Her grant profile is global, with a concentration on innovations in products and service design and delivery. Prior to joining MetLife in August 2013, Stark was a senior program officer with the Bill & Melinda Gates Foundation Financial Services for the Poor team. From 2003 to 2008, she worked for USAID’s office for MicroEnterprise Development and the World Bank’s Consultative Group to Assist the Poor focusing on the provision of financial services for the most vulnerable populations. From 1996 to 2003, Stark lived in Uganda, working throughout sub-Saharan Africa implementing programs in financial inclusion, training and mentoring on demand-side research and working with financial institutions to upgrade skills and the ability to serve low-income consumers. Prior to moving to Uganda, Stark managed commercial real estate special asset portfolios for bank and non-bank financial institutions. Stark received her Bachelor of Arts degree in international relations and economics from Bucknell University in 1989. Brad Swain, Common Cents Lab Brad Swain is a behavioral researcher at the Common Cents Lab. There he uses behavioral economics to help low- and middle-income families make better financial decisions. Swain received his master’s degree from the University of Miami’s Abess Center for Ecosystems Science and Policy in 2016. His research at the University of Miami focused on how scarcity changes the way low-income individuals evaluate risk and uncertainty. Before working with Common Cents, Swain was a researcher at the Center for Research on Environmental Decisions and the Higgins Lab at Columbia University. While at Columbia, Swain conducted research on risk and moral decision making. He also helped Dr. Ben Orlove build GlacierHub.Org, which seeks to expand and deepen our understanding of glaciers. When not at Common Cents, Swain still likes to do research. He has worked with the Reducetarian Foundation to help encourage people to eat less meat and The Think Tank to help accelerate diverse participation in STEM. Krishna Thacker, MetLife Foundation Krishna Thacker is Asia regional director for the MetLife Foundation. He’s responsible for advancing the foundation’s mission and commitment to bring financial inclusion to the unbanked individuals and families in the region. He has more than a decade of hands-on experience in working with a wide range of financial inclusion institutions in Asia, including public and private banks, central banks, NGOs, mobile network operators and technology companies as both a practitioner and a consultant. He has worked on and implemented large-scale financial inclusion programs with the Bill & Melinda Gates Foundation, ADB and the United Nations. For the past eight years, he has worked closely with several institutions in Asia, advising and working with them as they go digital and restructure their business models to offer a wide range of technology-enabled financial services and a better customer experience to help un/underbanked communities manage their financial lives. Sarah Willis, MetLife Foundation Sarah Willis is a program manager at MetLife Foundation where she oversees a global portfolio of financial inclusion initiatives focused on digital and innovation. In addition, she leads the strategy and implementation of the Foundation’s outcomes measurement efforts. Prior to joining MetLife Foundation, Willis served as a senior associate at the Clinton Global Initiative (CGI), where she worked on CGI’s expansion into Europe, the Middle East and Africa. She has designed and authored research on private sector-led solutions to SME development in Turkey with the MasterCard Center for Inclusive Growth. Willis holds an M.A. from the Fletcher School of Law and Diplomacy at Tufts University and a B.A. in International Affairs and German Studies from the University of Minnesota. She speaks English, Turkish and German.