Mithula Guganeshan

Mithula Guganeshan
Research Manager at Sparkwinn

Mithula Guganeshan is research manager at Sparkwinn.

She comes from Research and Business Consulting background & has worked for numerous local & international firms. Her social research work focuses on financial inclusion, poverty and women’s empowerment. She actively writes thought-provoking, research based articles on business, economy and finance related subjects to provide new knowledge and insight.Guganeshan has an MBA from University of Cardiff Metropolitan, UK. She graduated as a Banking & Finance Graduate from Victoria University, Australia.

Articles by Mithula Guganeshan

Friday
February 9
2018

Suthaharan Perampalam / Mithula Guganeshan

What’s Ailing Sri Lanka’s Microfinance Industry – And Could Fintech Provide a Solution?

In Sri Lanka, microfinance interest rates can be as high as 72 percent – outpacing even loan sharks, whose rates average around 40 percent. This often traps clients in severe debt and perpetuates cycles of poverty – while MFIs themselves often enjoy high profits, low expenses and lack of competitive pressure. Suthaharan Perampalam and Mithula Guganeshan of Sparkwinn explore the potential of fintech (and better regulations) in changing this dynamic.

Categories
Finance, Impact Assessment

Tags
Base of the Pyramid, financial inclusion, fintech, lending, microfinance, mobile finance, poverty alleviation, research

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