Ritesh Rautela

Ritesh Rautela
MicroSave (MSC)

Ritesh Rautela is a Senior Manager at MSC. He has over 11 years of experience in the field of management consulting, G2P programs and payment systems, banking, branchless banking, digital financial services, social protection, agriculture, financial inclusion and financial literacy. He specializes in financial inclusion/ branchless banking operations, G2P programs, payment systems, cash transfers (conditional and unconditional), direct benefit transfer schemes, program evaluation and assessment, relationship management, process re-engineering, financial literacy, training, qualitative and quantitative research, and behavioral research.

Articles by Ritesh Rautela

  • Ritesh Rautela / Anurodh Giri

    How India Can Transform Its Fertilizer Subsidy Program

    India is the second-largest user of fertilizer in the world, after China. It offers subsidies on fertilizers to make them affordable to the country's 150 million farmers – and ultimately, to ensure food security. But as Ritesh Rautela and Anurodh Giri at MSC point out, an estimated 65% of this fertilizer does not reach the intended beneficiaries – and the system has faced leakages and uneven usage among recipients. They propose a tech-fueled solution that could benefit both farmers and the Indian government.

    Agriculture, Technology
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