Posts by Roxanne Bauer
The Power of Texting: How a simple text message can make the difference between success and failure for social initiatives
Mobile phones are increasingly prevalent throughout the world, and researchers have found that sending text message reminders can help people follow through with their intentions, significantly increasing the success of development interventions. Roxanne Bauer explores the impact of text reminders on malaria treatment and savings initiatives, and discusses the science behind the approach.
Saving for Change: Why is it so difficult for people of all income levels to save money – and how can financial institutions help?
Saving money is hard - particularly for the poor. And with a lack of formal savings options, many poor people end up hiding cash, investing in assets such as livestock or land, or engaging in informal savings arrangements. Yet for those who can stow away even a little money, the benefits can be enormous. Roxanne Bauer explores why saving is so difficult, and what financial institutions can do about it.