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World Bank says expanded access to banking services comes with risks
In a new report, the World Bank warns that while some services, like low-fee accounts, clearly benefit the poor and small firms, others - such as microcredit, microinsurance, and debt relief - can do more harm than good.
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TOMS Creates E-Commerce Hub for Socially Conscious Shoppers
n the world of social innovation, Blake Mycoskie of TOMS is a bit of a rock star. Now, he is using his company’s star power to give other like-minded startups a leg up. TOMS is launching an e-commerce platform called “Marketplace” on TOMS.com that hosts goods from 30 social entrepreneurs who have mission-driven business models, similar in ethos to the “buy one, give one” model that Mycoskie pioneered.
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Innovation Summit Encourages Social Entrepreneurship
Social entrepreneurs, Harvard affiliates, and students from across the United States convened in Northwest Labs on Saturday for the Igniting Innovation Summit, a conference meant to spark student interest in social entrepreneurship through a series of events.
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Chetna Vijay Sinha, India Social Entrepreneur of the Year 2013
The Schwab Foundation for Social Entrepreneurship, a sister organization of the World Economic Forum, in partnership with the Jubilant Bhartia Foundation announced Chetna Vijay Sinha, Mann Deshi Mahila Sahakari Bank, and Mann Deshi Foundation, as the winner of the 2013 India Social Entrepreneur of the Year awards.
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Could micro-insurance help the poorest communities deal with climate change?
Dramatic storms like Haiyan are becoming normal and affecting the poorest populations; micro-insurance promises to increase their resilience.
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In Crowdfunding, New Source of Aid After Catastrophe
After the devastating floods in Colordado, with no flood insurance, and limited access to credit and small business loans, people turned to online charitable giving — a crowdfunding platform called GoFundMe — to help raise money to regain their footing.
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Why Micro-Lending Needs A Vision Lift
For most people, the term ‘micro-lending’ connotes lending micro amounts of money to low-income people to help them build a micro-business. When entrepreneurs achieve these modest goals, everyone heaves a sigh of relief. Is this a case of being satisfied with modest goals, i.e. aim low and settle for little?
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The Benefits of No-Strings-Attached Cash
What if I suggested that the best way to fight poverty is simply to give money to poor people, no strings attached? You’d probably say I was crazy. But over the past decade, lots of studies suggest that cash transfers are in fact an efficient way of actually tackling poverty.
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