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In Financial Inclusion, Indonesia’s Policies and Banks Found Wanting
The direct relationship between financial inclusion and economic growth and development is well accepted globally. But when it comes to financial inclusion in Indonesia, there is quite a long way to go. The concept of financial inclusion not only embraces access to credit and loans for all, it also means access to bank accounts, insurance products and, equally importantly, financial education.
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Will Migrant Workers Drive Bitcoin’s Mundane Future?
A certain seediness seems to be a necessary element in getting people’s juices flowing about virtual currencies.
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- remittances
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World Bank president to open 2013 Microcredit Summit
World Bank president Jim Yong Kim will open the 2013 Microcredit Summit: Partnerships against Poverty on October 9 with a recorded statement urging the nearly 800 delegates from 69 countries to commit themselves to the advancement of microfinance to end extreme poverty.
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- Asia Pacific
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Easing Nigeria’s Banking Gridlock
The past decade of banking in Nigeria has not been for the faint hearted.
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- Region
- Sub-Saharan Africa
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Cost vs. Tech: Will innovation make it affordable to transact with the BoP?
NextBillion Financial Innovation’s introductory series features the views of top innovators and leaders on what’s driving financial innovation, where momentum is heading, and what obstacles remain. Today, Anurag Agrawal, CEO of Intellecap lays out the core isssues involved in bringing low-cost financial products to customers at the base of the pyramid.
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NexThought Monday – Life of a Social Entrepreneur: Managing the flurry of conferences and your expectations
We have been to all types of conferences: big and small, near and far, focused on international development and focused on entrepreneurship. We have been attendees, panelists, and presenters. But unlike some of the competitions and prizes that Starr mentioned, we have found that these conferences can either be incredibly helpful or not helpful at all. It depends entirely on expectations.
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Sowing the seeds of social investment in Vietnam
British council initiatives will support the British governments scheme to promote international social investment. Like early stage social enterprises around the world, most social enterprises in Vietnam depend on grants, personal loans and then income to get their businesses up and running. But as they mature and look to the future, they increasingly seek out investment capital.
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MPesa And GCash: Can ‘Lean Regulation’ Be A Gamechanger for Financial Innovation?
The Lean Startup Approach emphasizes scientific experimentation, validated learning, iterative product design, and frequent product releases to gain customer feedback so that entrepreneurs can innovate on observed – rather than on pre-supposed – customer needs. Chris Bishko and Pearl Chan term this trend “Lean Regulation” where regulation is iteratively layered in as the market develops.
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