NextBillion - An Initiative of the William Davidson Institute at the University of Michigan

Monday, April 7, 2014

Having started commercial micro-finance operations in 2005, Bandhan Financial Services Pvt Ltd is now set to become a full fledged commercial bank, headquartered in Kolkata. In an interview to Business Line, Chairman and Managing Director Chandra Shekhar Ghosh explains why Bandhan bank will bring a common man’s perspective into banking.

From an NGO worker merely a decade and half ago to the promoter of an upcoming banking chain, you have come a long way. How did your journey help evolve a business model for Bandhan?

I strongly feel every person has a critical ability that needs to be tapped for wider development of society. My father was a sweet-maker. My mother ran the household, taking care of six children on limited resources. It needs a skill set.