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This Digital Platform Fights Corruption by Bypassing the Officials Demanding Bribes
In the Democratic Republic of Congo, the tax payment system could require many kickbacks to corrupt officials. A new digital platform lets people pay their taxes directly.
- Categories
- Finance
- Region
- Sub-Saharan Africa
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Africa’s Innovators Say Their Scrappy Skills Are Needed to Fix an Unlikely Problem—Politics
More often than not, bad policies rather than bad luck have hindered the potential of these innovations and their ability to help more people.
- Categories
- Entrepreneurship
- Region
- Sub-Saharan Africa
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How Effective Is India’s Government, Compared with Those in Other Emerging Markets?
The number one issue for Indian voters, according to multiple surveys, is jobs. While India has a long way to go in building the requisite levels of job-ready skills and education in the country’s abundant labor pool, it performs the strongest among the EM5 in Talent Development as well as on other key questions we sought answers to as part of our analysis.
- Region
- South Asia
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Behavioural Nudges: Mildly Paternalistic or a Threat to Economic Justice for the Poor?
"Nudges” – ie: the use of behavioral science insights to steer human behavior – are increasingly seen as a cheap and effective way to achieve social goals. But according to social researcher Sally Brooks, there are some troubling questions about whether the use of nudges for business purposes is good for the poor. She explores the issue through the prism of digital financial inclusion in the era of fintech and big data.
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Smart Campaign Reaches Milestone with 100 Certifications in Financial Consumer Protection
The Smart Campaign, the leading industry voice on financial consumer protection, housed at the Center for Financial Inclusion at Accion, announced today that 100 financial service providers (FSPs) have attained Smart Certification, a landmark achievement in responsible financial inclusion.
- Categories
- Finance
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Failure to Thrive: Nigeria’s Digital Financial Services Industry is Struggling – Can These Policy Solutions Help?
Nigeria leads all other emerging economies with 21 licensed mobile money operators. But high levels of unbanked and underbanked citizens have led to poor adoption rates for digital financial services. The Sustainable and Inclusive Digital Financial Services (SIDFS) initiative of the Lagos Business School has been studying ways to improve customer access and product development. In recently published research, Olayinka David-West and Ubukun Taiwo, both of LBS, reveal six policy recommendations for regulators that could help DFS to thrive in Nigeria.
- Categories
- Finance
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Airbnb is Just the Beginning: The Sharing Economy Comes to Emerging Markets
The "sharing economy" is a buzzworthy new industry with platform provider revenues of $18.6 billion – a number that’s predicted to double by 2022 – and a user base that's expected to increase to 86.5 million by 2021. But what is its potential impact on emerging markets? NextBillion spoke with Airbnb's Shawn Sullivan and sharing economy expert April Rinne about how the nascent industry could impact low-income communities – including through an intriguing variation on Airbnb's home-sharing model.
- Categories
- Entrepreneurship, NextBillion Originals, Technology
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Revolutionizing Payday: Mobile Money’s Transformative Impact on Liberia’s Public Workers
Imagine if every time you picked up your paycheck, you had to navigate a long and dangerous ride, deal with endless lines and cash shortages at the bank, and pay expensive fees and bribes – a process that cost you several work days and up to 15 percent of your salary. That used to be the situation facing health and education workers in Liberia, but the government’s innovative use of mobile money has turned things around. Erica Bustinza of FHI 360 oversees the program that made this possible, and she discusses its impact.
- Categories
- Finance, Technology
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