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Exploring the Evolving Landscape of Credit Bureaus in India
Crif High Mark Credit Information Services Pvt. Ltd, one of the four credit bureaus in India, in November, launched its first customer- specific product—online credit report and credit score. These will come with risk indicators such as low, medium and high so that the customer can understand what the score means, said Kalpana P. Pandey, chief executive officer and managing director, of the company. The bureau offers two products—credit report at and credit report and score. Pandey spoke to Mint about the evolving landscape of credit bureaus in India, and the company’s plans to service small finance banks and payments banks.
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- Uncategorized
- Region
- South Asia
- Tags
- credit scoring
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Cash Transfers in India: Look Before You Leap
The relentless focus on financial inclusion on the deposits side leads to a logical implication that these accounts can be used to transfer money from the government to the targeted recipient, making the action seamless and free from manual intervention. This is the basis of a direct benefit transfer where a wage or pension is transferred to the account without the individual going to the office asking for it. The corollary is the same can be used for other government programmes, ranging from food subsidy to conditional transfers like the mid-day meal programme for children. The examples of Brazil and Mexico have often been given to buttress this argument. How can we evaluate this option?
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- Uncategorized
- Region
- South Asia
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Pfizer, IIT Delhi Launch Incubation Accelerator for Healthcare Innovations
Pharma major Pfizer and IIT Delhi on Tuesday announced the launch of 'The Pfizer IIT-Delhi Innovation and IT program', an incubation accelerator initiative at the institute.
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- Health Care, Technology
- Region
- South Asia
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Chennai’s New Strategy to Eliminate TB
Thanks to the Zero TB Cities project, if all goes well, Chennai may drastically reduce TB mortality, shrink the number of new cases annually and impact TB prevalence in the city in a matter of 3-5 years.
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- Health Care
- Region
- South Asia
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Vodafone India Looks to Double Impact of CSR Programme
Vodafone India wants to double the impact of its corporate social responsibility (CSR) programme. Last year, around 50 employees volunteered for CSR initiatives, working for eight weeks at 25 NGOs and impacting about 1 million lives.
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- Impact Assessment, Investing
- Region
- South Asia
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Unitus Seed Fund to Raise $50 Million in Second Innings
Unitus Seed Fund, a 'social impact investor' that invests at very early seed stages, says it is raising a second fund of $50 million.
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- Impact Assessment, Investing
- Region
- South Asia
- Tags
- impact investing
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Are e-Wallets Beginning to Worry Banks in India?
In the last week of October, Paytm founder Vijay Shekhar Sharma received a message from State Bank of India (SBI). It wasn’t good news. The message said the nation’s largest lender and its associate banks would no longer allow their customers to load money from their accounts onto the Paytm wallet.
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- Technology
- Region
- South Asia
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Hilleman to Invest in R&D for Low-Cost Vaccines
While the incidence of meningitis or meningococcal disease in India is low, the available vaccine for the disease is ‘narrow’ and extremely expensive, says Davinder Gill, CEO, Hilleman Laboratories, a ‘non-profit joint venture’ between US pharma major Merck and UK-based Wellcome Trust.
- Categories
- Health Care
- Region
- South Asia
- Tags
- vaccines
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