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Weekly Roundup, 11/22/14 – Going Postal: Is postal banking a key to financial inclusion?
The U.S. Postal Service is losing some $5 billion a year. Bank branches are closing throughout low-income and rural areas. Could both problems be solved by converting the Post Office into a bank? Many countries in the developed and developing world have already done it. We highlight two opinions on whether the U.S. should follow suit in this Roundup.
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S.E.C.’s Delay on Crowdfunding May Just Save It
While the Securities and Exchange Commission dawdles, states are rushing to adopt their own crowdfunding rules. Ironically, it may just be the thing that rescues crowdfunding from a regulatory death grip.
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Three Regions, Three Perspectives on Regulating Digital Financial Services: AFI shares regulatory trends from Africa, Latin America and the Pacific islands
The Alliance for Financial Inclusion’s recent Global Policy Forum and Digital Financial Services Working Group meeting gave policymakers the opportunity to share regulatory trends in digital financial inclusion from several regions around the globe. John Owens focuses on perspectives from Africa, Latin America and the Pacific islands.
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Weekly Roundup (8/9/14) – Ethics and Africa: Controversy around a White House summit and an Ebola cure highlight tensions between the global north and south
This week, president Obama hosted nearly 50 African leaders at the White House to strengthen business ties with the continent - provoking cautious optimism and quite a bit of criticism. Meanwhile, a new development in the Ebola scare raised questions about the inequalities between rich and poor countries.
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- Health Care
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US criticised over increased private sector investment in Africa
New Alliance agriculture initiative risks prioritising profit over people and pushing poor farmers further into poverty
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The Path Toward a B Corp Law in Argentina
There are currently 100 B Corps (Benefit Corporations) in South America. But in Argentina, there is no legal status for businesses that walk the line between nonprofit and for-profit. A team lawyers provides a blueprint for legislation in Argentina.
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From Financial Education to Capability – A Paradigm Shift: Financial education on its own is not enough to improve consumers’ financial health
Classroom-based educational programs for improving financial health have mixed results. Improved methods that support behavior change as well as knowledge gains are needed. Sarah Gordon, Vice President, Innovation Labs at CFSI spoke with the Citi Foundation’s COO, Brandee McHale, about the importance of these new approaches, and the organizations that are pioneering them.
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- Education, Impact Assessment