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Viewpoint: CFPB Payday Rule Addresses the Problems, Not the Solution
If the final rule doesn't create a clear lane for good lenders to step in with a variety of new loan product designs, the CFPB risks leaving important consumer needs unfulfilled.
- Categories
- Uncategorized
- Region
- North America
- Tags
- lending, regulations
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Peer-to-peer lending segment needs regulation, says Reserve Bank of India deputy governor
Gandhi says RBI believes P2P lending is an important innovation in the financial services space as it furthers the agenda of financial inclusion.
- Categories
- Uncategorized
- Region
- South Asia
- Tags
- lending, microfinance, regulations
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Pakistan State Bank Issues Rules for Mobile Banking Interoperability
The State Bank of Pakistan (SBP) and Pakistan Telecommunication Authority (PTA) jointly developed regulations for mobile banking interoperability for banks and mobile network operators to enhance outreach and connectivity.
- Categories
- Technology
- Region
- North Africa & Near East
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Online Lenders Already in Turmoil Facing U.S. Call for Rules
Marketplace lenders need to be more transparent about their business practices and some should be subject to additional oversight from U.S. regulators, according to a Treasury Department study released as the industry grapples with market turmoil and a scandal involving one of its leading firms.
- Categories
- Uncategorized
- Tags
- lending, regulations
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Equity Crowdfunding for Non-Rich People Is Coming
Today—unless you have a net worth of at least one million dollars, or an income of at least $200,000 per year—it is not legal for you to receive equity in exchange for backing a company on a crowdfunding site. But as of next May 16, Title III of the JOBS Act goes into effect, bringing equity crowdfunding to the 99%.
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- Uncategorized
- Tags
- crowdfunding, regulations
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Tight Government Regulation, Paucity of Innovation Limiting Crowdfunding Startups in India
Crowdfunding is globally a $16-billion industry and as per estimates, in 2016 with a total investment volume of $34 billion, it is likely to overtake the amount of equity funding from venture capitalists to startups which is $30 billion.
- Categories
- Uncategorized
- Region
- South Asia
- Tags
- crowdfunding, regulations
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Report: Internet Investors Worried About South African Regulation
South African investors believe regulatory policy is inhibiting investment in Internet companies.
- Categories
- Investing, Technology
- Region
- Sub-Saharan Africa
- Tags
- regulations
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Digital Government: 4 Keys to Kenya’s Success with Electronic Government Payments
Kenya has long been grappling with inefficiencies in government service delivery, characterized by resource constraints, bureaucratic processes and lack of accountability. In response, the government launched an integrated service model for person-to-government and business-to-government payments, allowing digital payments via online and mobile tools. Here are four reasons Kenya is ideally suited to digitize its government functions.
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- Uncategorized
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