Articles by Ignacio Mas and David Porteous
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Tuesday
January 13
2015Ignacio Mas and David Porteous
Credit for the People, by the People: Three pathways to smarter financial inclusion
With the digitization of finance, lenders now have an unforgiving memory of poor people´s formal debt repayments, while knowing little else of any real significance about them. According to Ignacio Mas and David Porteous, this can become the basis for financial exclusion, denying even responsible borrowers access to credit. They propose some alternative pathways to financial inclusion in a new paper.
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