NextBillion - An Initiative of the William Davidson Institute at the University of Michigan

Michal Matul joined AXA Emerging Customers in early 2017 after 9 years at ILO’s Impact Insurance Facility, a leading think-tank in inclusive insurance. At AXA he leads a digital health agenda and is supporting AXA entities in emerging markets to build internal capabilities and develop new solutions for low- and middle-income households. Michal’s work has been focusing for more than 20 years on understanding financial behaviors and improving risk-management options for low-income households. His previous assignments include work with PlaNet Finance in West Africa and with Microfinance Centre in Eastern Europe. He holds a Master’s degree from Sciences Po (Paris) in Economic Demography and a PhD in Economics from University of Warsaw.