NextBillion - An Initiative of the William Davidson Institute at the University of Michigan

Join The Center for Financial Services Innovation (CFSI), Federal Reserve Bank of San Francisco, the San Francisco Office of Financial Empowerment, and the Citi Foundation for a special discussion with the authors of The Financial Diaries that is based on research by NYU Wagner and CFSI, with leadership funding from the Citi Foundation.

• Jonathan Morduch is Professor of Public Policy and Economics at the Wagner Graduate School of Public Service at New York University.
• Rachel Schneider is senior vice president at the Center for Financial Services Innovation, an organization dedicated to improving the financial health of Americans.

The authors carefully tracked the financial lives of 235 American households. They cast a light on the growing financial instability—volatile incomes, volatile expenses, less slack, more risk—Americans face. They will share insights from their path-breaking research into the causes, effects, and implications of rising instability in the financial lives of households that we have traditionally understood as making up the heart of the working and middle class. Following the discussion, a panel of speakers will connect the findings from the book to the challenges and policy and program opportunities for helping families build financial resilience in the Bay Area.

• Sean Kline, Director of the San Francisco Office of Financial Empowerment
• Linda Bidrossian, Senior Vice President of Public Policy at the Bay Area Council
• Charise Fong, Chief Operating Office of East Bay Asian Local Development Corporation

A reception and book signing will follow the discussion.

1:00 p.m. – Welcome
1:15 p.m. – Presentation and Q&A
3:00 p.m. – Reception and book signing

Complimentary copies of the book will be provided to event attendees courtesy of the Citi Foundation.
​Space is limited, registration is required.