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Finding the Right Balance: A Toolkit for Regulating Digital Financial Services in Emerging Markets
The number of financially excluded adults has dropped from 2.5 billion in 2011 to 1.7 billion in 2017, thanks largely to digital financial services (DFS). However, finding the right regulatory balance for these services is not easy: Too much regulation can undermine the business case for DFS, while too little can leave consumers exposed. Anton Didenko and Ross Buckley at the University of New South Wales discuss a recent paper that seeks to address these challenges through a comprehensive analytical framework – what they call the Regulatory Diagnostic Toolkit.
- Categories
- Finance, Technology, Telecommunications
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Five Things We’ve Learned Creating Data Standards for Inclusive Fintech
It’s no secret that capital is flowing into fintech. In 2018, global fintech investments exceeded USD $100 billion. Yet this investment is highly concentrated among a relatively small group of companies. Blaine Stephens and Chrissy Martin Meier of MIX share five insights from a new research initiative based on 40 interviews with fintechs, investors and ecosystem actors, designed to drive capital to inclusive fintechs in hopes of reaching 1.7 billion unbanked people around the world.
- Categories
- Finance, Investing, Technology
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Airtel Africa Looks at $1 Billion London Listing
Airtel Africa is looking to trade on the main market of the London Stock Exchange , using its premium listing segment, which has more stringent rules than the European Union’s minimum requirements, and sell 25 percent of new shares to reduce existing debt.
- Categories
- Technology, Telecommunications
- Region
- Sub-Saharan Africa
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Vodacom, Safaricom To Acquire Rights To Vodafone’s M-Pesa
The deal, for 12 million euro ($13.4 million), will allow both companies to save in royalties paid to Vodafone.
- Categories
- Finance, Technology
- Region
- Sub-Saharan Africa
- Tags
- fintech
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A Young Entrepreneur Is Building the Amazon of Bangladesh
Blending online and offline commerce, Deligram is one of a number of emerging startups in the country.
- Categories
- Technology
- Region
- South Asia
- Tags
- e-commerce
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Kenyan Consortium Launches Mobile Banking App
CBK Governor Dr. Patrick Njoroge said, "Until now, lending to MSMEs has been constrained by the lack of reliable information to assess their creditworthiness. The innovation in this product is the use of all data on customers' transactions to fill this gap. In that sense it is revolutionary."
- Categories
- Finance, Technology
- Region
- Sub-Saharan Africa
- Tags
- digital finance, fintech, MSMEs
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The Man With a Tablet for Making Aid to African Countries Better
Struck by failings in the implementation of health projects, a Mozambican entrepreneur has turned to tech for a solution.
- Categories
- Education, Health Care, Technology
- Region
- Sub-Saharan Africa
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Africa’s Biggest Mobile Operator Is Struggling to Protect Its Users’ Digital Rights
A new study shows some of the world’s biggest communications companies are still lagging behind, inadequately informing users about how their data is collected, with whom it is shared, and why.
- Categories
- Technology, Telecommunications
- Region
- Sub-Saharan Africa
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