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Equity Crowdfunding: 3 Facts Entrepreneurs Should Know
Equity crowdfunding has become a hot topic on the startup scene in recent years. The Jumpstart Our Business Startups (JOBS) Act, which was signed into law in 2012, brought significant changes to certain Securities and ExchangeCommission regulations and made it easier than ever for an emerging business to raise private capital.
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- crowdfunding
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New Heists Reveal Two Key Things About The Evolution Of Bitcoin
The bad news is that three Bitcoin thefts made headlines this week.
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- digital payments
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UK Boosts Social Enterprise With 30% Tax Relief on Social Investments
A move welcomed by campaigners and industry experts as potentially unlocking millions of pounds for social enterprises.
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- Europe & Eurasia
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Understanding Risk, Then Adapting : How to overcome the fear of working with the base of the pyramid?
Facing risk takes an entrepreneurial spirit as well as managerial willingness to innovate. Innovating is equivalent to making mistakes; accessing BoP markets demands risk tolerance, and a trial and error dynamic. The question then is how to manage risk? In 2003, in the middle of the microcredit boom in Brazil, Tenda Atacado, a São Paulo-based wholesale company, faced what seemed to be a very risky endeavor.
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Indian banks develop a liking for microlending
India’s microlending industry, dominated by traditional microfinance institutions (MFIs), is witnessing a re-emergence of interest from commercial banks, which are targeting low-income borrowers.
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- microfinance
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MasterCard prepares for African growth
MasterCard was eyeing a slice of the expected exponential growth from the emerging African market in coming years, particularly as mobile payments surged, Aaron Oliver, the head of emerging payments in the Middle East and Africa for the multinational firm, said yesterday.
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Can this tiny startup be the definitive lender for the world’s emerging middle class?
A big challenge for people in an emerging middle class who are struggling to find avenues to credit is that they rarely have formal credit histories. They do, however, have social networks -- rich communities of family members and friends who can vouch for their character and credibility. And increasingly, as smartphones open up the Internet's opportunities to growing numbers of people, they have online social networks that mirror their communities.
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- credit scoring, lending
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HaPinoy, PBSP work to revive E. Visayas sari-sari store economy
SOCIAL enterprise HaPinoy is closely working with the Philippine Business for Social Progress (PBSP) to revive the sari-sari store economy in Yolanda-ravaged areas in Eastern Visayas. HaPinoy president Mark Ruiz said they will initially help 2,000 sari-sari stores in Leyte for the livelihood rehabilitation effort that will benefit 100,000 residents to have access to basic commodities.
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