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NexThought Monday – Announcing the Most Influential Posts of 2013
We asked for your vote, and NextBillion readers cast more than 16,000 in our contest to pick the Most Influential Post of the year. Here are your winners for 2013.
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The Best of 2013: What’s Game-Changing in Latin America?: How new financial technologies and business models are powering financial inclusion in the region
Latin America has a long way to go in achieving financial inclusion, despite generally positive trends. Its residents often struggle with lack of savings and credit access, limited credit histories, and high interest rates - and they often avoid formal financial institutions. Accion Venture Lab describes some innovative business models and technologies that are addressing these issues.
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- Education, Technology
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Bank Alfalah introduces mobile money service in Pakistan
Pakistani Bank Alfalah has teamed up with operator Warid Telecom to launch a mobile money service. The service, Mobile Paisa, will initially enable users to make utility bill payments and secure money transfers across Pakistan.
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- South Asia
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Opinion : Women and the poor are invisible in the Crisil index of financial inclusion in India
Indices such as these are designed to help policymakers and service providers improve financial inclusion, which is often defined as reaching the "unreached". But if the aim is to reach the poor and to reach women, then the figures should give us a break-up by gender
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- South Asia
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Opinion : ‘FDI in micro finance will help Muslims’ in India
Studies show that hundreds of Women Self Help Groups and co-operative societies created at Muslim-populated areas were denied recognition as the members were only Muslims.
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- South Asia
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Opinion : The economics of microcredit
The problem of adverse selection in a credit market is used to describe a situation where the lender involved in a transaction cannot observe the type or quality of goods or the production of the borrower.
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- South Asia
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Small loans a big help for typhoon survivors in the Philippines
The typhoon affected more than 13 million people, including 5 million children, according to the U.N. Office for the Coordination of Humanitarian Affairs. Even before the storm, nearly 44% of Filipinos lived on less than $2 day and there are now fewer resources than ever to help those in need.
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- Asia Pacific
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Politicians target the middle class
The middle class, though very audible in urban areas, has rarely appealed as a collective to the political class.
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