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‘Seeing People for Who They Are, Not What They Can Prove on Paper’
Shubham, which is focused on helping urban, lower-income families in India own a home through financing, lays out some of the problems it has encountered and issues it foresees in the informal home loan segment.
- Categories
- Uncategorized
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Eight Reasons to Invest in African Tech Innovation
In Africa, the middle class is growing, populations are urbanizing, IT infrastructure is improving and cell phones and mobile payments are more widely used than in most of the world. All of this has contributed to a recent tech startup boom that has garnered growing interest from international investors. Here are eight reasons why African technological innovation is a wise investment.
- Categories
- Investing, Technology
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Can Mexico be the hub for fintech in Latin America?
Mexico is in a nascent stage but there’s a wealth of burgeoning innovation centres and resources like incubators and accelerators for startups to use.
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- Uncategorized
- Region
- Latin America
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ANALYSIS: Bitcoin vs. M-Pesa: Digital payments innovators battle in Kenya
On 14 December, a high court in Kenya will come to a preliminary decision in a battle between Bitcoin remittance and payments company BitPesa, which is suing Safaricom, the telecom company which operates M-Pesa. Also suing is Lipisha, the payment company that gateways BitPesa and M-Pesa. There's plenty of irony to go round here. Bitcoin and M-Pesa should not be pitted against one another - both are elements of a payments revolution that is happening right now and which will be remembered as one of the great technology success stories of the 21st century.
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- Uncategorized
- Region
- Sub-Saharan Africa
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Mobile-izing Savings with Defaults in Afghanistan
The number of people with phones is far higher than the number of people who have easy access to traditional bank branches, especially among the rural poor. Until now, however, no one has tested whether mobile banking can facilitate default savings programs. This is exactly what a team led by Innovations for Poverty Action set out to do in Afghanistan.
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- Impact Assessment, Technology
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State Bank of India to Launch Mobile Wallet for Feature Phone Users Next Month
The country's largest lender, State Bank Of India, is all set to become the first bank to offer wallet services for feature phone users.
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- Uncategorized
- Region
- South Asia
- Tags
- mobile finance
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Zimbabwe’s Postal Service Enters Online Payments Game
Zimpost, the state-owned enterprise that owns and manages all local postal services, has introduced its own online payments and e-money platform.
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- Uncategorized
- Region
- Sub-Saharan Africa
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The Human Foundation for Digital Financial Services
Agents are the bricks and mortar of a digital financial services business. With payment banks in India designing their strategies for building their agent networks, they must also ensure they get the operations right, putting high quality agents in the market, supporting them effectively, and playing their part in seeding the demand they need to earn a decent revenue.
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- Uncategorized
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