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Tablets + Smartphones = Easier Microloans?: New Accion case study explores use of digital field applications by microfinance banks
Providing micro financial services often involves manual processes which limit the potential for scaling up and expose clients to poor service, errors and fraud. That's why many microfinance banks are increasing the use of tablets, smartphones and other digital tools among loan officers and other staff. Accion has published a case study aiming to provide some clarity on the impact of these devices.
- Categories
- Education, Technology, Telecommunications
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The Power of Texting: How a Simple Text Message Can Make the Difference Between Success and Failure for Social Initiatives
Mobile phones are increasingly prevalent throughout the world, and researchers have found that sending text message reminders can help people follow through with their intentions, significantly increasing the success of development interventions. Roxanne Bauer explores the impact of text reminders on malaria treatment and savings initiatives, and discusses the science behind the approach.
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- Health Care, Impact Assessment, Technology, Telecommunications
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The Technology Trade-off: Mobile tech boosts financial access but limits engagement. Can it also help build banking relationships?
Financial access is at an all-time high, and it’s growing fast. Yet account dormancy rates for the newly banked range from 60-90 percent. And though mobile technology has made more services scalable, it has also limited banks’ ability to build deeper relationships with their customers. But Juntos Finanzas believes mobile tech may also hold a solution to this problem.
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- Technology, Telecommunications
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The Rise of the Cheap Smartphone : And what it could mean for BoP finance, connectivity
According an estimate from Gartner, by 2018 nine out of ten phones will be smartphones. If this comes to pass, it may require a substantial rethink about the delivery of mobile financial services to consumers in developing markets, where up until now the feature phone has dominated.
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- Technology, Telecommunications
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Weekly Roundup – 12/6/14: Overcoming paywalls, increasing information accessibility in the pursuit of a healthier planet
There’s been a good bit of discussion recently about the accessibility of health care information; specifically, the timely sharing of research on such topics as Ebola.
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- Health Care, Technology, Telecommunications
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Israeli Innovation Meets Rwandan Entrepreneurship: High-tech for Western markets is still the main focus of Israeli startups, but that’s slowly changing
Israel has the second-highest concentration of start-up companies after Silicon Valley, but most of this entrepreneurial energy has been focused on Western markets. This is slowly changing, with projects like kLab in Rwanda, writes Caylee Talpert, deputy director of the Pears Innovation for International Development Program at Tel Aviv University.
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- Technology, Telecommunications
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NexThought Monday – Creators, Not Just Consumers: Facebook and other global players are bringing transformative digital technology to the BoP – but will local economies benefit?
A budding tech industry can help transform emerging markets, says Chris Locke. But as global powerhouses like Facebook and Google focus on the BoP, will they build local jobs and economies, or act like digital extractive industries, mining personal data and using it to create value elsewhere?
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- Impact Assessment, Technology, Telecommunications
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NexThought Monday – Financial Inclusion and the Internet of Things: How Smart Machines Can Benefit the Poor
The Internet of Things refers to the use of technology to automate data transfer between objects via the Internet. It’s billed as a disruptive technology of the next decade, with applications that range from home automation to wearable fitness devices. But it also has great potential to benefit the poor, by enabling payment mechanisms that let the underbanked access basic products and services.
- Categories
- Energy, Technology, Telecommunications
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