Articles by Julia Graham
Microinsurance is not the primary solution to solving the HIV/AIDS crisis. But in the absence of universal health care and access to antiretroviral drugs, the author says, it can play a vital role in managing existing cases, providing anti-retroviral therapy for those with limited access and addressing hospitalization needs.
Striving for Consistency: A new guide aims to standardize impact assessments of the growing microinsurance market
Estimates suggest there are close to 270 million microinsurance clients in the developing world, with a potential market estimated at 3 to 4 billion policies. But while assessing the social impact of this growing sector is vital to improving product design, there is a dearth of consistency amongst the impact assessments being conducted. Microinsurance Network created “A Practical Guide to Impact Assessments” to address this challenge.