NextBillion - An Initiative of the William Davidson Institute at the University of Michigan

Caribou Data will present an analysis of how “Digital Kenyans” engage with financial services through the mobile phone. Using privacy-preserving anonymization techniques, we paint a nuanced and demographically representative portrait of financial behaviors, including frequency and value of transaction types, average fees paid, and flows into and out of the digital wallet. To ground the analysis, we use an illustrative segmentation comparing “borrowers” vs. “savers” and frequent vs. infrequent users. Register here to join the conversation.