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Best of 2013: Product Development for the Poor: A crash course in human-centered design
Nearly 95 percent of new product launches fail every year. That’s 95 percent of the ideas that were considered pretty good by smart marketing executives in boardrooms who make decisions about what products to launch. These product ideas withstood hundreds of hours of focus group testing and strategic planning sessions, and they represent millions of failed investment dollars. So what’s wrong?
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What prompts banks to cut home loan rates in India?
Top three home loan institutions- HDFC, SBI, ICICI Bank - have reduced home loan rates by 15-25 basis points last week to catch borrowers in a fiercely competitive market. Their offerings are only for new loans though.
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- Region
- South Asia
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- lending
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Small loans a big help for typhoon survivors in the Philippines
The typhoon affected more than 13 million people, including 5 million children, according to the U.N. Office for the Coordination of Humanitarian Affairs. Even before the storm, nearly 44% of Filipinos lived on less than $2 day and there are now fewer resources than ever to help those in need.
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- Region
- Asia Pacific
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What prompts banks to cut home loan rates?
Top three home loan institutions- HDFC, SBI, ICICI Bank - have reduced home loan rates by 15-25 basis points last week to catch borrowers in a fiercely competitive market. Their offerings are only for new loans though.
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- Uncategorized
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The Best of 2013: Do the 4 P’s of Marketing work for BoP Businesses?: Solutions, Access, Value, Education (SAVE) might be a better guide
The famous 4 P’s of the marketing mix (product, price, promotion and place) has been a little limiting for businesses looking to sell to the BoP, as it puts more emphasis on product strategies than on the current trend of "selling solutions." Instead a Solutions, Access, Value, Education (SAVE) model might have a bigger impact.
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Enterprise Resource Planning: Use Small Business Loans for Enterprise Software
Discover how enterprise resource planning, or ERP, can help you grow your small business. ERP software helps you integrate your company’s small business software for a quicker, more flexible business process. Use small business loans or lines of credit to cover ERP expenses.
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- microfinance
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Social innovation means business becoming a force for good
Business needs to reconnect with the community and better serve society, Terry Slavin reports from the Guardian Sustainable Business Quarterly workshop.
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Politicians target the middle class
The middle class, though very audible in urban areas, has rarely appealed as a collective to the political class.
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