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How Responsible Is Digital Finance?: 10 insights from CGAP’s Global Pulse Survey
How responsible is digital finance today? Though there’s broad agreement that this question deserves more attention, there are significant gaps in our knowledge of consumer risks with digital financial services globally. In response, CGAP conducted a survey among policy makers, financial service providers, consumer advocates and foundations involved in providing digital financial services. Here are the top ten survey insights.
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The Past and Future of Mobile Finance in Africa: Part two of our Q&A with Henry Maloba at Grameen Foundation’s Mobile Financial Services Accelerator
Henry Maloba leads Grameen Foundation’s Mobile Financial Services Accelerator in Uganda, which aims to bring financial services to rural Ugandans by forging collaboration between telcos and banks. In part two of our Q&A, Maloba discusses the tensions between these sectors and among telcos themselves, and shares his views on the recent past and future of mobile financial services in Africa.
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The HBS-Accion Program on Strategic Leadership in Inclusive Finance is Accepting Applications
The 2015 Harvard Business School – Accion Program on Strategic Leadership in Inclusive Finance is now accepting applications for what will be another exceptional week of learning and exchange among world leaders in financial inclusion. The program will take place April 6-11, 2015 at the HBS campus in Boston, Massachusetts.
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Why India’s Economic Growth Depends on Vocational Training: LabourNet links skills to jobs
In 2013, Acumen invested in LabourNet, a company focused on improving livelihoods through work-integrated job training for informal sector workers in trades such as construction, manufacturing, leather and beauty. Keya Madhvani and Raphaela Sapire of Acumen detail how the company creates a measurable increase in the wages.
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Strange Bedfellows: A Grameen Foundation initiative aims to bring telcos and banks together to deliver mobile financial services to rural Uganda
In many countries in the developing world, telcos and banks have clashed as they compete for the growing mobile finance market. But in Uganda, Grameen Foundation’s Mobile Financial Services Accelerator is promoting a different approach, facilitating collaboration between the two sectors in an effort to bring mobile financial services to rural communities. We spoke with Henry Maloba, who leads the initiative, in this two-part Q&A.
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Watch the Replay of Our Google+ Hangout with Erik Simanis
Our next Google+ Hangout will feature Erik Simanis, head of the Emerging and Frontier Markets Initiative at Cornell University, a collaboration between Entrepreneurship at Cornell and the Center for Sustainable Global Enterprise at Cornell’s Johnson Graduate School of Management. Simanis has written extensively on the future of base of the pyramid business practices.
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‘Aha Moments’ in the Business Model Process: FIELD at the Aspen Institute explores how to take pilot programs to products
If you work at a nonprofit, you probably know this story: You conduct a pilot program. The results are strong. The pilot funding ends. Then you scramble to find funding to keep the program going. How can you write a happy ending to this story? FIELD at the Aspen Institute explored this question during the last phase of their Asset Building through Credit Pilot. Joyce Klein and Luz Gomez discuss what they found.
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Three Keys to Unlocking Microinsurance’s Potential: The sector is growing – here’s how it can grow faster
Although microinsurance has grown in the shadow of flagship microfinance products like microcredit, it has slowly established itself as a dominant figure in inclusive finance. Yet it is still far from achieving its full potential, with challenges ranging from low coverage rates to lack of customer trust and limited cash-flows. Lisa Chassin of MicroSave outlines key practices that could boost the sector’s growth.
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