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The Missing Link in Financial Inclusion: Addressing India’s financial literacy gap
India is at an inflection point on the road to financial inclusion, writes Radhika Binani of the Dell Foundation. On the one hand, the country has made considerable progress in the last few years in expanding access to financial products. But even among Indians who have accounts, usage is low. The missing link, she says, is financial literacy, and she describes five design principles for delivering it.
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- Education
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There Is No A-Ha Moment: Social and entrepreneurial ‘innovation’ myths must first fall to build something new
Innovation is not only the purview of creative people; it is not born in a warm shower stall, or even on explorations into nature. These four steps guided us through the founding of Dare to Innovate and inform the program that all of our fellows go through to create their social businesses.
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- Education
- Tags
- incubators
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Finding A Responsible Way Forward For Digital Finance: A CGAP global survey looks to shape the roadmap
Between 2011 and 2013, registered mobile money users almost tripled, growing to more than 200 million globally. But growing opportunities in the sector bring new risks for consumers, and new challenges for providers and regulators. That’s why CGAP has launched a global survey to help shed light on the state of practice, and drive discussion around responsible digital finance.
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- Education
- Tags
- digital payments, research
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How to Be an International Dealmaker: Market nudges are building global vaccine markets
Vaccines are effective and relatively inexpensive health interventions but, for a variety of reasons, many potential vaccines are never developed, distributed or tailored to work effectively in the Global South. Recent risk reduction measures, however, show promise toward reducing vaccine prices and increasing access while engaging manufacturers and stimulating innovation in the market.
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- Health Care
- Tags
- vaccines
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Failure to Launch: Why Mobile Money Hasn’t Taken off in Nigeria – And How the Sector Can Turn Things Around
In contrast to other African countries, Nigeria’s digital finance sector has yet to take off, with one survey finding that just 0.01 percent of Nigerians have a mobile money account. Critics suggest the lack of progress is due to banks rather than telecoms leading the charge. But research from the Helix Institute of Digital Finance suggests that other factors may be responsible - and points toward some solutions.
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- Education, Finance, Technology
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NexThought Monday – Clean Energy Mini-grids for Rural Customers are Here to Stay: How to ensure power flows for long-term – Going Off Grid (pt 6)
In recent weeks we’ve seen big global development players drum up much-needed attention for renewable energy in Southeast Asia. Despite the headlines and events, for those who look at the statistics, it has never been a secret that Southeast Asia holds massive potential for renewable energy growth, particularly in the form of decentralized solutions.
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- Energy
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Weekly Roundup – 7/19/14: Can’t we all just get along?
In a week marked by conflict and tragedy on the global stage, the financial world experienced its share of both. And though this was balanced with a fair amount of good news, even the positive developments sparked discord. We explore these issues in this weekly roundup.
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- Uncategorized
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The Power of Social Accountability: Overcoming bottlenecks to accelerate family planning
More than 60 million unintended pregnancies every year put girls and women at serious risk of death or disability during pregnancy and childbirth, and unsafe abortion. That’s why it’s important to hold global leaders accountable for the financial and policy commitments they’ve made to accelerate family planning.
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- Health Care
