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Financial Inclusion is Failing Farmers: How the Sector Can Finally Reach the $200 Billion Smallholder Market
There are 450 million smallholder farmers supporting about 2 billion people worldwide. Yet financing available to farmers lags behind the need, which is estimated in excess of $200 billion. Blaine Stephens of MIX and Mike Warmington of One Acre Fund explore the reasons why and offer potential solutions – including a new, centralized directory their organizations are building, which provides useful information on existing smallholder finance products.
- Categories
- Agriculture, Social Enterprise
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Powering Communities Through a Surprising Source of Renewable Energy: Human Waste
Around the world, a staggering 2.5 billion people lack access to decent toilets. That leads to far too many people getting sick from preventable diseases. Anne Healy and Erin Crossett of Development Innovation Ventures say the good news is that some enterprising companies are experimenting with ways to make human waste disposal profitable in the developing world.
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- Energy, Environment, Health Care, WASH
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Making a Case for the Business Case: New Ways to Provide Sustainable Financial Services to Low-Income Communities
The high numbers of people who participate in informal savings groups is appealing to financial service providers – there are hundreds of thousands of active groups whose self-selected members save weekly for a year, and share their accumulated savings – but it's not easy to tap into this market commercially. BFA recommends using a business case modeler to help acquire low-income people as customers in a sustainable way.
- Categories
- Finance
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Behind Credit Suisse’s foray into microlending to the global poor
In its early days, Grameen Bank put microfinance on the map by making tiny loans to communities of female small-business owners who put social pressure on one another to repay the loans. Microfinance has come a long way since then. Today, data-enabled microloans are made to small-business owners, farmers and consumers all over the world, often through smartphones and loan officers wielding iPads.
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- Uncategorized
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Empowering the Period: How Erasing the Menstruation Taboo Can Fight Extreme Poverty
Educated girls have smaller families and raise healthier and better-educated children. But a lack of supplies, toilets and privacy, compounded by fear and shame in an atmosphere that stigmatizes menstruation, prevent many impoverished girls from attending school once they reach puberty. There are some signs of positive change, however, with a growing number of organizations talking about “empowering the period.”
- Categories
- Education, Health Care, WASH
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These super-rich families are investing their fortunes to help others
The idea is similar to Bill Gates and Warren Buffett's The Giving Pledge, which requires signatories to give away at least half their wealth. But this is about investing for good.
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- Impact Assessment, Investing
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Five Key Building Blocks for Sustainable, Inclusive Recycling Systems
For the past year, a working group formed by the MIT Practical Impact Alliance (an MIT D-Lab program) has been exploring strategies for developing effective inclusive recycling systems in India, Africa and Latin America. The result is the publication of a guide for practitioners that includes five key steps for developing inclusive systems, nine case studies and a tool for promoting recycling systems that benefit all stakeholders.
- Categories
- Environment, Social Enterprise, WASH
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The Long Game: How Developing Countries Can Get Microfinance Right
In developing economies such as Myanmar, microfinance is often viewed as a means for lifting people out of poverty. As of 2015, small and medium enterprises (SMEs) comprised 99% of the country’s businesses, and many of those are micro-businesses.
- Categories
- Uncategorized