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Average deposits in Indian PM Modi’s Jan Dhan accounts jump by over 145%
Prime Minister Narendra Modi’s ambitious financial inclusion programme – Jan Dhan scheme, which was once criticised for zero balance or no deposits in a large number of accounts, has been gradually changing the saving behaviour of poor and rural people in the country.
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- Finance
- Region
- South Asia
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The Rural Credit Rush in India
Data released by Microfinance Institutions Network, a national body for non-banking finance company-micro finance institutions (NBFC-MFIs), shows that NBFC-MFIs, which focus on lending in rural India, account for the largest chunk of the loan portfolio of the microfinance industry.
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- Finance
- Region
- South Asia
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Stupid Stoves: Why Rebranding Won’t Solve the Clean Cooking Alliance’s Problems
In her recent interview with NextBillion, Clean Cooking Alliance CEO Dymphna van der Lans described the organization's ambitious new vision. But her words didn't sit well with Warm Heart Worldwide founder Michael Shafer, who raises a pointed question: After nearly 10 years of massive investment, hype and exposure, he asks, "Where is the Clean Cooking Alliance now? Getting rebranded and starting over!" Shafer argues that the Alliance's current efforts fail to address the major issues that have hampered it from the start – and proposes a different way forward – in this provocative post.
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- Energy, Environment, Social Enterprise, Technology
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More Than a Job: Helping Livelihood Programs Reach Their Development Potential
“Livelihood” is regularly cited as a focus of development work. But its definition is often vague, including projects that span multiple sectors and objectives, from skills training to financial security. According to Lexi Doolittle at S3IDF, while livelihood is a complex and flexible concept, it’s important to remember that it isn’t the same as employment. She discusses the multi-faceted nature of the livelihood approach, using the example of S3IDF’s work with small farmers in rural India.
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- Uncategorized
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Sustainable Connectivity: How Biofuels Can Boost Mobile Access, Support Small Farmers – And Fight Climate Change
Mobile connectivity is sweeping through rural Africa and Asia – but it has a major drawback. It’s dependent on cellular towers that often rely either on diesel power, which has economic and ecological costs and limited availability, or solar panels, which require clear, sunny skies. Fortunately, another solution is emerging: bioenergy. John Garrity, Dennis Garrity and James Daniel at the Evergreening Global Alliance explore its positive impact on food security, grid infrastructure and global climate change.
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- Agriculture, Energy, Environment, Technology, Telecommunications
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Power Problem in a Changing Climate: The Renewable Energy Movement is Shortchanging Women and the Poor
What happens when a movement that aims to correct a global power imbalance develops an imbalance of its own? That’s the question facing renewable energy, says Solar Sister co-founder Neha Misra – a sector dominated by “largely white, often male, founder companies with Western expatriate leadership,” in which organizations with a social focus are sidelined by investors seeking quick profits. Misra discusses these and other uncomfortable truths – and why the movement must address them.
- Categories
- Energy, Social Enterprise
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The Trouble with ‘Free’: Why Treating the Poor as Customers Works Better than Charity
Lack of access to safe water is a leading cause of illness in developing countries. Yet for years, Guatemalan entrepreneur Philip Wilson's family foundation worked to distribute free water filters across the countryside, only to see recipients repurpose them as flower pots and garbage cans. After going into the field to meet real families that were living with unsafe water, he came up with a better approach: a business model that treats the rural poor as consumers of products rather than objects of charity. He explores the reasons this model is working, and the challenges it has faced.
- Categories
- Social Enterprise, WASH
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From Paper to Digital: A Guide to Transitioning to Mobile Data Collection
Frontline workers play a critical role in gathering information from – and delivering services to – rural communities. For years, these workers used paper forms and guides, leading to delays, problems with accuracy, and trouble measuring program effectiveness. Mobile data collection tools can help address these challenges, but transitioning to a digital system is not as easy as simply digitizing paper forms. Sam Farnham at Dimagi shares insights and a free guide that can clarify the process.
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- Technology