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The Digital Payments Future: Transforming the way the world addresses poverty
The expansion of digital payments could be poised to increase financial inclusion and change the way the world addresses poverty, says Ruth Goodwin-Groen, managing director of the Better Than Cash Alliance. In this post, she discusses the multiple benefits that can be gained as cash is replaced with digital payments.
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Watch the Replay of our Google Hangout with Paul Polak: Join us for a discussion of the new book “The Business Solution to Poverty”
Paul Polak will join NextBillion for our next Google Hangout at 2 p.m. Eastern, Wednesday, November 6. Polak and Mal Warwick, authored the new book: “The Business Solution to Poverty: Designing Products and Services for Three Billion New Customers.” But we want/NEED your questions too. Find out how.
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- product design
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What Exactly Does ‘Better Banked’ Mean?: PopTech event explores fundamental questions around financial inclusion
What would happen if behavioral economists, implementing partners and policymakers got together to think about financial security - along with ethnographers, product designers and entrepreneurs? A recent PopTech salon offered the opportunity, raising fundamental questions of consumer behavior and what financial security means in today’s world.
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Moments of Serendipity in Driving Social Change: Making your own luck and other observations from the Net Impact Conference
Just as good business requires good strategy achieving social impact takes strong ideas and effective mechanisms for planning and executing those ideas. But while a good plan can guide operations, the best ideas often arise unexpected moments. A few of these moments of serendipity came up at this year’s Net Impact Conference in San Jose, California.
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Health Care Needs Lifeline: Analysis of processes in and around Delhi reveals patients treated indifferently
A business consultant studying opportunities finds that patients, irrespective of their class, financial status or origin, are viewed as potential income by too many health care service providers.
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- Education, Health Care
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Tapping the Network to Fight Poverty: How targeting influential leaders can increase financial innovation uptake
Whether you measure it by Twitter followers or by how crowded your kitchen is at dinnertime, it’s clear that some people have larger social networks than others. And a few individuals invariably emerge as central points of contact for their larger social groups. Jake Kendall of Gates Foundation discusses innovative research suggesting that these network “hubs” can propel the diffusion of financial innovations at the BoP.
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- Education
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Health Education That Sticks: Growing from within can be key to changing communities
Roots of Health educates women, young mothers and children, and has found that when this education "sticks," it changes people and even communities. The best way to achieve that goal, ROH maintains, is to grow from within each community, starting on a very personal level.
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- Education, Health Care
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- public health
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NextThought Monday: Why I’m optimistic about small-dollar credit in the U.S.
The dangers of payday loans and similar products are well-known: they are extremely expensive, often with triple-digit interest rates, and structured in a way that easily traps borrowers in a cycle of debt. Yet CFSI’s Beth Brockland sees cause for optimism in the small-dollar credit marketplace in the U.S. - and this optimism could extend to other developing markets.
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- Finance, Technology
