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See Who Won NB’s Top Post of 2018 Contest
Thank you to everyone who voted in NextBillion's seventh annual Top Post of the Year contest. Here are the winners and their vote percentage totals as well as the complete results for this year's competition. Congratulations to the top three winning contributors for their articles, which both challenged and enlightened us. And Happy New Year to all of our readers.
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- Agriculture, Education, Energy, Environment, Finance, Health Care, Investing, Technology, WASH
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Inclusive Innovation: How Two Mobile Technology Startups are Changing the Game in Microfinance
Securing a bank loan is an onerous task for anyone. But for the 2.5 billion unbanked people worldwide, the obstacles can seem insurmountable. And microfinance and village savings groups both have significant limitations, particularly for people without a credit history. June Sugiyama of Vodafone Americas Foundation explains how two winners of the foundation's annual Wireless Innovation Project competition are overcoming these limitations through mobile technology.
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- Finance, Technology
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The Superplatforms are Coming … And They Will Transform Financial Inclusion
With their big brands, big budgets and big data, superplatforms like Google, Amazon, Facebook and Alibaba already know more about most banks’ customers than the banks themselves. As these internet giants make increasing inroads into financial services, what are the implications for low-income customers – and their existing providers? David Porteous of BFA and Olga Morawcynski of MasterCard Foundation explore how these platforms are reshaping the face of financial inclusion around the world.
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- Finance, Technology
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- data, financial inclusion, fintech
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A Roadmap to Food Security: Linking Geodata with Financial Inclusion to Support Smallholders
Smallholder farmers produce a staggering 70 percent of the world’s food, making them essential to food security. Geodata applications have been shown to improve these farmers’ yields and even boost their financial access – one of the main obstacles to increasing production. To help tap into these benefits, NpM’s Innovator’s Challenge brought together 17 tech companies with geodata-based solutions for smallholder financial inclusion. NpM director Josien Sluijs discusses the winning companies, and the broader potential of geodata-based innovation.
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- Agriculture, Finance, Social Enterprise, Technology
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Inexpensive Impact: The Case for Frugal Innovations
Over 4 billion people around the world lack necessities like food, water, energy, health care and housing. This represents not only a major social challenge but a major market, as low-income consumers have an annual purchasing capacity of US $5 trillion. Rajat Chabba and Sheena Raikundalia at Intellecap explore how entrepreneurs are developing innovative, frugal products to meet these customers’ needs – and why an ecosystem approach is needed to help them scale their solutions.
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- Technology
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Affordable, Scalable, Overlooked: Evaporative Cooling Can Fight Food Loss – Why isn’t the Development Sector Embracing It?
Food loss due to lack of effective storage is a global problem: In sub-Saharan Africa alone, approximately 23 percent of available food is lost or wasted. There’s increasing interest in an innovative yet old-school solution to the problem: evaporative cooling. But though the technology can be adopted with minimal training, low up-front costs and no electricity, it is not widely used. MIT D-Lab research engineer Eric Verploegen explores five ways to increase the effective production, dissemination and usage of this technology.
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- Agriculture, Energy, Technology
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Education + Technology = Equality: An Innovative Learning Platform Aims to Go International
All children deserve an equal education, and most people agree on that goal. Yet globally, tens of millions of children are not in school, and many schools struggle to retain qualified teachers. Suren Aloyan founded the social enterprise Dasaran to address these issues in Armenia, through an online platform that offers interactive learning content and communication and assessment tools to schools, parents and students. Aloyan explores the impact the platform has generated so far – and discusses its plans to scale up.
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- Education, Social Enterprise, Technology
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Financing the Energy Access Revolution: Three Technologies That Are Driving Africa’s Momentum
Technology has become central to the energy access story in Africa. It’s an essential part of all the key stages of an enterprise’s work – from raising the initial capital and financing the equipment, to designing and delivering the final product itself. And the new possibilities opened up by technology are increasingly seen as potential game-changers, in a region where some 590 million Africans – around 50 percent of the population – are still without access to electricity. Ben Good, the CEO of Energy 4 Impact, explores three areas in which tech-driven approaches – from crowdfunding to cryptocurrency – are making an impact.
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- Energy, Social Enterprise, Technology