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Handle With Care: How to Maximize the Value of Microinsurance for Emerging Consumers
Intuitively, microinsurance is well-suited to managing some of the financial risks faced by emerging consumers. Yet insurance penetration in emerging economies is very low. Should insurance not be playing a substantially bigger risk management role for people at the base of the pyramid?
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- Uncategorized
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- microfinance, research
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The Podcast: When Life Hits You In the Head With a Brick …
Max Chinnah, CEO and co-founder of Terraoak Inc., is from Nigeria, where his grandmother died from complications related to breathing air polluted by cookstoves. He's convinced his Genesys Cooker can improve the lives of millions around the world.
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- Health Care, Social Enterprise
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With Another Pandemic Looming, Let’s Change Perspective
We cannot prevent the emergence of new viruses, according to Dr. Melvin Sanicas, a Global Health Fellow and program officer at the Bill & Melinda Gates Foundation, but we can take measures to prevent small epidemics from becoming big ones, including investing in infrastructures for preparedness.
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- Health Care
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Unlocking Empowerment for Poor Customers: Three Tips for Financial Services Providers
We expect financial services to bring several things to the lives of poor people: more options on how to manage their circumstances and opportunities, a sense of confidence and control over their future - a sense of empowerment, in other words. Here are three ways that financial institutions can nurture empowerment among low-income customers through their actions and offerings.
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- Uncategorized
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NexThought Monday: Closing China’s Credit Gap
China's economy is on the path toward becoming more financially inclusive, but because the centralized Credit Reference Agency falls short, there's still a need for a scalable system for credit evaluation. Alibaba-affiliate Ant Financial is trying to provide an innovative solution.
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- Uncategorized
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‘Clubfoot Can Be Solved on a Global Scale’
miraclefeet believes clubfoot can be solved on a global scale and envisions a world where every child can receive treatment. The five-year-old organization partners with local health care providers in public hospitals to support the Ponseti treatment and to ultimately create sustainable clubfoot programs in low-resource countries.
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- Health Care
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Three Ways to Optimize the Smartphone Experience for the Next Billion Users
Across emerging markets, smartphone adoption is predicted to outpace bank accounts by the end of the year, opening up an increasingly clear opportunity for more multifaceted financial services. However, a range of technical constraints still hold some users back. Here are three ways to optimize for a more inclusive future.
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- Technology
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Inclusive Business Partnerships: Distracting Dead End or Sustainable Solution?
If anything has been proven in the past decade of inclusive business, it's that “go it alone” doesn't work. The enterprises that are going to scale have partners. The other inescapable facts are that partnering is hard and some partnerships don't work. The problem is perhaps that partnering is assumed to be something that just happens and anyone can do it.
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